According to Article 5 of the Deposit Insurance Law of 2025, deposit insurance is the guarantee of reimbursement of deposits to the deposit insured within the insurance payout limit when the obligation to pay insurance arises as prescribed by this law; the deposit insured is an individual who has insured deposits at a deposit insurance participating institution.
One of the notable provisions in the 2025 Deposit Insurance Law is the regulation regarding the timing of the obligation to pay deposit insurance, as stipulated in Article 21 of this law.
Accordingly, the obligation to pay insurance benefits arises from one of the following points in time:
1. The bankruptcy plan for the credit institution is approved, or the State Bank of Vietnam issues a document confirming that the foreign bank branch is unable to repay deposits to depositors;
2. The State Bank of Vietnam issues a document suspending the deposit-taking activities of a credit institution under special supervision, provided that the credit institution has accumulated losses exceeding 100% of the value of its charter capital and reserve funds according to the most recent audited financial statements;
3. The State Bank of Vietnam shall notify the deposit insurance organization in writing about the payment of insurance benefits as prescribed in Clause 2, Article 36 of this Law.
Regarding the 2025 Law on Forensic Examination, one notable change is the time limit for forensic examinations, as stipulated in Article 30 of this law. Specifically:
1. The time limit for forensic examination in cases where forensic examination is mandatory shall be in accordance with the provisions of the law on criminal procedure.
2. The maximum time limit for forensic examination in cases not covered by Clause 1 of this Article is 2 months; in cases where the examination is complex or involves a large volume of work, the maximum time limit is 3 months; in cases where the examination is exceptionally complex or involves an exceptionally large volume of work, the maximum time limit is 4 months.
Ministries and ministerial-level agencies responsible for specialized management in the field of forensic expertise shall, based on the specialized nature of the field of expertise and the maximum time limit for forensic expertise as stated in this clause, prescribe the time limit for forensic expertise for each specific type of case.
3. The time limit for forensic examination is calculated from the date the forensic examiner or forensic examination organization receives the complete request for examination dossier as stipulated in Clause 1, Article 29 of this Law.
4. During the expert examination process, if additional information, documents, or relevant samples are needed as a basis for the examination, the forensic expert or forensic examination organization shall submit a written request to the person requesting the examination within 24 hours from the time the additional information is discovered or identified. The person requesting the examination is responsible for supplementing the relevant information, documents, and samples within 5 working days from the date of receiving the written request. The time from when the forensic expert or forensic examination organization submits the written request until the receipt of the supplementary information, documents, or samples shall not be included in the examination time limit.
5. If the expert assessment cannot be completed within the specified timeframe, at least 24 hours before the deadline for submitting the assessment conclusion, the judicial expert or judicial expert organization shall submit a written request to the requesting party for an extension. The requesting party shall decide on the extension, but it shall not exceed one-half of the maximum assessment period for that type of matter.
In addition to the two aforementioned laws, Government Decree 75/2026/ND-CP, which stipulates the regime of autonomy and self-responsibility in the management and use of administrative funds, also came into effect on May 1st.
From May 10th, Government Decree 85/2026/ND-CP on supplementary pension insurance and Circular 14/2026/TT-BCT of the Ministry of Industry and Trade stipulating the Rules of Origin for goods in the Free Trade Agreement between Vietnam and the European Union both came into effect.
Source: https://hanoimoi.vn/hai-luat-moi-co-hieu-luc-thi-hanh-tu-ngay-1-5-747771.html
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