At the question-and-answer session of the Minister of Labor, War Invalids and Social Affairs on the morning of June 6, many National Assembly deputies were concerned about the one-time withdrawal of social insurance.
Ask the Minister a question, delegate Tran Thi Dieu Thuy (Ho Chi Minh City delegation) said that recently, the wave of insurance withdrawals has not only not decreased but increased, especially in the recent period when information about the amendment of the insurance law was announced.
Through grasping, the problem of workers' concerns is still insecurity with social insurance policies. They fear the new policy will limit self-determination and the low pensions will not be enough to live on. Delegates asked the Minister to tell the solution to this problem?
National Assembly member Tran Thi Dieu Thuy questioned.
Answer Regarding the one-time withdrawal of social insurance, according to Minister Dung, before 2019, on average, about 500.000 people withdrew their social insurance once a year.
Currently, this number is 900.000 withdrawals in a year. The number of people withdrawing social insurance once is close to the number participating in the system. This is a risk and challenge in the future because in the future, many elderly people do not have a welfare regime, and the security policy system is difficult to sustainably handle.
Mr. Dung said that the reason for the withdrawal of insurance was due to the difficult life and income, the vast majority of one-time social insurance withdrawals fell on workers, civil servants, and few employees.
“The reason why one-time social insurance withdrawals has increased, sir, there is no other country with an easy one-time social insurance withdrawal mechanism like Vietnam. Article 60 of the Law on Social Insurance in 2016 is very humane. This is the assessment of the expert at the United Nations that we consulted. He said Vietnam is too generous, including in the provision of pensions with a rate of up to 75% and the one-time withdrawal of social insurance. International practice, countries only allow to withdraw insurance when workers have terminal illnesses or settle abroad, "said the Minister.
According to Mr. Dung, withdrawing social insurance is a citizen's right and cannot be banned. The problem is how to make employees see more benefits, see more benefits, then withdraw later when conditions permit, they also re-join. The minister said that in fact, one third of the people who withdraw their insurance come back.
Minister Dao Ngoc Dung answered questions.
He also confirmed that recently, when the draft Law on Social Insurance was introduced, workers thought they were not entitled to the current benefits to take advantage of the opportunity to withdraw insurance.
However, he affirmed, the spirit of amending the Law on Social Insurance focuses on not restricting, but increasing benefits for employees.
Press the debate button with Minister Dao Ngoc Dung, delegate Tran Thi Dieu Thuy stated, the Minister said that one of the reasons why many people withdraw one-time social insurance is propaganda.
Basically agree with this opinion. However, delegate Dieu Thuy said that the desire of city workers. In Ho Chi Minh City in particular, it is the policy on social insurance that must be consistent and stable in the long run.
Delegates said that the desire of employees is to clarify that employees' rights are more secure, and think again when they want to withdraw social insurance once.
Reply to debate, Minister Dao Ngoc Dung stated that the most important reason is how to improve the lives of workers is the most profound. In addition, the past time when the policy change information was released, it led to the workers massively withdrawing their one-time social insurance.
The minister said that there are limitations here due to not paying enough attention to propaganda information to employees. Therefore, if the information and propaganda work is done well so that employees can understand, the level will probably not be as much as it was in the past.
Mr. Dung also said that it is necessary to calculate the totality of policies related to insurance. If they continue to pay for 20 years, employees cannot wait, especially in labor-intensive industries. The view of the Ministry is to reduce it to 15 years or 10 years according to international practices, respectively, to pay less and enjoy less, besides the sharing principle has the principle of contribution, benefit and equality.
The head of the Ministry of Labour, Invalids and Social Affairs added that stopping one-time insurance withdrawal is a difficult issue, but there are regulations on conditions, which cases can be withdrawn, how to withdraw, in the coming time to the National Assembly. decision will be reviewed.
The scene of the interrogation session on the morning of 6/6.
Also debated with Minister Dao Ngoc Dung, delegate Le Thanh Phong (Ho Chi Minh City delegation) said that in response to the delegates, the Minister stated that one of the reasons why workers withdraw one-time social insurance is due to the difficult business situation, the supply-demand disruption caused the workers to withdraw. movement is difficult.
The Minister also stated that one of the solutions is to amend the Law on Social Insurance, tightening the rights of social insurance participants.
However, delegate Le Thanh Phong said that the fundamental solution to solve this situation is to deal with the situation of workers being laid off and losing their jobs, making life difficult for workers.
Debating speech, delegate Nguyen Anh Tri (Hanoi delegation) said that the number of employees withdrawing social insurance once in the past time is very worrying. However, the one-time withdrawal of social insurance by employees is often reluctant and is their real wish, so it should be respected, but it is also necessary to have solutions to ensure this insurance fund is stable. .
Delegates agreed with the settlement in the direction of ensuring the interests of the depositors and keeping the stability of the Fund.
To do this, delegate Tri proposed whether to consider the option in the first 5 years, if the payer withdraws, he will only be refunded with the correct amount of money paid and gradually increase the benefits for the payer in the following years. next.
