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Lending rates continue to fall

On July 22, the State Bank of Vietnam said that since the beginning of the year, deposit interest rates of banks have been relatively stable, and lending interest rates have continued to decrease.

Báo Nhân dânBáo Nhân dân22/07/2025

Headquarters of the State Bank of Vietnam.
Headquarters of the State Bank of Vietnam .

Specifically, since the beginning of the year, deposit interest rates of commercial banks have been relatively stable, some banks have adjusted deposit interest rates down. Since the beginning of July, some commercial banks have adjusted deposit interest rates down, including: Bac A reduced 0.1% for all terms and types of deposits and VIB reduced 0.1%/year for 36-month term deposits at the counter from 1 billion VND to under 5 billion VND; Bao Viet Bank adjusted down 0.15-0.2%/year for terms of 6-13 months...

Previously, some banks also adjusted their listed deposit interest rates down, such as Loc Phat Bank reduced 0.2%/year for 18-60 month terms for online deposits, National Bank reduced 0.1%/year depending on the term...

Lending interest rates have continued to trend downward since the beginning of the year. The new average lending interest rate is 6.23%/year, down 0.7%/year compared to the end of 2024, thereby contributing to supporting businesses and individuals to develop production and business.

Source: https://nhandan.vn/lai-suat-cho-vay-tiep-tuc-giam-post895442.html


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