After reducing 0.1%/year for terms from 12-36 months from October 7, Techcombank has just adjusted its deposit interest rates but in an upward direction. Techcombank increased 0.1%/year for savings deposits with terms from 3-5 months, remaining unchanged for other terms.

According to the online interest rate table for savings deposits under 1 billion VND, the 1-2 month term remains at 3.25%/year. After the increase, the bank interest rate for 3-5 month terms is 3.55%/year. The 6-11 month term remains at 4.55%/year, and the 12-36 month term is listed at 4.85%/year.

Techcombank pays tiered savings interest rates, according to 3 levels: under 1 billion VND, from 1 billion VND to under 3 billion VND, and from 3 billion VND and above. Compared to deposits under 1 billion VND, the interest rate for deposits from 1 to under 3 billion VND is 0.1%/year higher for 1-5 month term deposits; and 0.05%/year higher for 6-36 month term deposits.

Deposits of VND 3 billion or more are listed 0.2% higher per year for 3-5 month terms, and 0.1% higher per year for the remaining terms.

Techcombank's highest online interest rate is 4.95%/year, for deposit accounts from 3 billion VND, term 12-36 months. However, for customers depositing money in the online savings package, the interest rate can be up to 5.6%/year.

Since the beginning of October, the number of banks adjusting deposit interest rates is not much, including: NCB (increasing term of 1-6 months), Agribank (increasing term of 1-5 months), Techcombank (3-5 months), MSB, LPBank, Eximbank, Bac A Bank increasing some short terms.

On the contrary, Agribank reduced 0.1%/year deposit interest rates for terms of 6-11 months and Techcombank reduced 0.1%/year interest rates for terms of 1-36 months, NCB reduced 0.1-0.35% interest rates for terms of 13-60 months, while VPBank reduced 0.2%/year interest rates for terms of 6-36 months.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON OCTOBER 28, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.2 2.7 3.2 3.2 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.7 5 5.2 5.6 5.7
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.55 5.5 5.7 5.85
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.9 4.1 5.2 5.2 5.6 5.9
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.25 3.55 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3