Short payment, long protection, guaranteed refund
In recent years, the vast majority of customers interested in insurance with accumulation and investment elements often choose investment-linked insurance products. Not many customers choose death insurance even though the participation conditions are simple, premiums are often lower than other product lines, and compensation benefits are high when there is a risk of death. The main reason is because term insurance has no redemption value or maturity value, meaning there is no savings or investment benefit.
“An Tam Happy Living 2.0” is a line of death insurance products with a smart combination of accumulated benefits. With simple participation conditions and relatively low fees, customers participating in this product will receive a high level of protection up to 40 times the fee paid. Short premium payment period (3/5/10 years) but long protection (15/20/30 years). Besides, depending on the age of participation, customers have the opportunity to be protected up to 90 years old. In particular, "An Tam Happy Living 2.0" also has the right to refund customers according to the committed rate throughout the contract term. In the five contracts with the highest refund benefit, up to 110% of the premium paid, customers also have the privilege of being exempted from appraisal when continuing to participate in other insurance products that Manulife Vietnam is implementing.
In addition, the product's protection benefits are not limited to death but also extend to cancer or increased medical, hospital, dental benefits... by adding additional products. support. It is known that "An Tam Happy Living 2.0" is the first product on the market with these special features.
Meet the tastes of new customer groups
For customers from 18 to 60 years old with reasonable fees and short payment terms, "An Tam Vui Sinh 2.0" is receiving the attention of many customers when it meets the need for risk protection. , while ensuring financial accumulation for customers.
Mr. Tran Van Hung (mechanical and electrical technician, working in Moc Chau district, Son La province), shared: "As the main breadwinner in the family, I've wanted to buy insurance for a long time but wondered if I could keep up and pay the premiums for a long time. If I pay a lot of premiums each time, I won't be able to. Therefore, I chose to buy the package "Peace of Mind, Joy of Living 2.0", you only need to pay the fee for 10 years but get protection for up to 30 years. And if I ever need money to cover my living expenses or worry about the future of my children, when I no longer participate in insurance 20 years later, I will be guaranteed a 110% refund of the premium.
Ms. Do Thi Dinh (small trader, living in An Lao district, Hai Phong city) said: “My family already has an investment-linked insurance contract, but I still bought Manulife's "Peaceful Living 2.0". If I live a healthy life, I can get back the premium I paid, and if something unfortunate happens, my husband and children will also receive a large enough insurance amount. No need to worry too much.”
Ms. Tina Nguyen, General Director of Manulife Vietnam shared: “After a volatile year in 2023 that makes people hesitant to participate in insurance, the insurance industry will need to focus on increasing customer confidence. Manulife Vietnam is committed to pioneering these efforts with initiatives that make insurance simpler, more transparent, and more professional. We have just successfully implemented the M-Pro insurance contract issuance monitoring process, ensuring 100% of customers receive correct and sufficient advice. “Peace of Mind and Happy Living 2.0” continues to be another effort of ours to simplify insurance, meeting the growing new needs of a segment of customers. With many outstanding benefits, the product is also a thank you from the Company to customers on the occasion of the 25th anniversary of presence in Vietnam."
As a member of the Manulife financial group from Canada with more than 135 years of operation globally, Manulife is one of the first foreign-owned life insurance enterprises licensed to operate in Vietnam, with a total Charter capital is more than 22.000 billion VND - the highest in the market today. 2024 marks the 25th year of Manulife entering the Vietnamese market. On average, each month, Manulife Vietnam resolves about 50.000 requests for payment of insurance benefits including health benefits and medical benefits from customers.
