Which bank currently receives the most deposits?

After the first half of this year, Agribank is the bank with the largest deposit balance in the system, at 1.83 trillion VND.

Since mid-April until now, deposit interest rates at most banks have remained stable. bank All showed signs of growth, with increases ranging from 0.5% to 1%. With the rise in interest rates, bank deposits also experienced more positive growth; after the first six months of the year, total deposits at 29 banks that have published financial reports reached nearly 12.2 million billion VND, an increase of 473,000 billion VND, or 4%, compared to the end of 2023.

In terms of size, state-owned banks still lead the entire system with the total outstanding balance. deposit That's over 6.4 million billion VND. Of which, banks... Agribank It continues to hold the top spot for deposits with 1.83 trillion VND, an increase of 0.9% compared to the end of last year.

Agribank has the largest deposit balance in the system.

BIDV ranked second with total deposits reaching VND 1.81 trillion, an increase of over VND 102.2 billion compared to the beginning of the year, equivalent to a 6% increase - the highest increase among the Big 4 banks. Following closely behind was Vietinbank with a balance of VND 1.47 trillion, an increase of 4%.

Group 4 state-owned bank There is a significant gap in deposit volume compared to private banks. Meanwhile, these banks are still maintaining the lowest deposit interest rates in the system, at only around 2.9% for short-term deposits and 4.7% for terms of 18 to 36 months or more.

Among private banks, MB ranked 5th with over VND 618,618 billion in deposits, a 9% increase compared to the beginning of the year. This is the highest growth rate among the top 10 banks with the largest deposits in the system.

Following closely behind is Sacombank with 549,184 billion VND, a 7.5% increase compared to the beginning of the year, equivalent to an increase of approximately 38,440 billion VND.

Three banks, including ACB, Techcombank, and VPBank, also experienced growth of around 6%. Specifically, ACB and Techcombank reached VND 515,696 billion and VND 481,806 billion in deposits respectively, representing a 6% increase compared to their end-of-2023 balances.

Meanwhile, VPBank recorded a deposit growth of 6.6%, reaching VND 471,349 billion. This created a gap of over VND 12,000 billion compared to the top 10 bank, SHB, which reached VND 459,296 billion.

Although not in the top 10, four banks experienced growth. deposit The figures are LPBank, up 21.4%, equivalent to VND 50,700 billion; MSB up 14.7%, equivalent to VND 19,400 billion; OCB up 12.4%, equivalent to VND 15,600 billion; and NCB up 11.1%, equivalent to VND 8,600 billion.

Source: https://baoquangninh.vn/tien-gui-vao-ngan-hang-nao-nhieu-nhat-hien-nay-3312288.html