Old age brings early regrets.

After retiring, the Chinese woman realized she needed to dedicate time and money to herself, ensuring financial security for her physical and mental health.

Article by author Li Xi on the Toutiao platform (China)  

Recently, I visited my 70-year-old aunt in the hospital after she suffered a stroke. The hospital bill was a major concern for her, even though her monthly pension is quite substantial, around 3,000 RMB (over 10 million VND).

But my aunt didn't have much savings and had to borrow more money from relatives to pay for her medical treatment. "If I had known this would happen, I would have kept my pension and not spent so much money on these things…," she said sadly from her hospital bed.

Providing too much financial support for children.

After retiring, my aunt had some savings, but whenever her son faced financial difficulties, she wholeheartedly helped him. From tuition fees for her grandson's school transfer and down payments on a new house to debt repayments, her son always asked her for help without ever repaying her.

The son became wasteful and lost motivation to strive in his work because he always received help from his mother. His aunt's savings gradually dwindled over time, eventually leading to conflict between mother and son, and the aunt decided to stop providing financial support to her son.

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The Chinese psychologist Wu Zhihong once wrote, "Excessive love often leads to dependence and neglect." My aunt realized that all parents want their children to have an easier life.

But that doesn't mean parents should shoulder too much responsibility once their children are grown up. By retirement age, the most important thing is for each person to be able to support themselves financially, and only then should they provide moderate support to their children.

Lending money to others easily

After retiring, my aunt had more free time and contacted her friends more often. About a year ago, an old friend suddenly messaged her asking to borrow money because his business was having problems, promising to repay it within 2-3 months. Seeing her friend in difficulty, my aunt lent him the money without much thought, not even asking for a promissory note.

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However, six months passed, and the friend still showed no intention of paying the aunt back, finding every excuse to avoid it.

Later, my aunt discovered that her friend was still running a failing business and was unable to repay the debt. The amount was tens of thousands of yuan, but my aunt was helpless because she couldn't get the money back. She could only blame herself for her bad luck and cut off all ties with this person.  

Whether it's family or friendship, once financial conflicts arise, the relationship can change and never be the same again.

For the elderly, savings ensure a good quality of life. Therefore, the more careful they are in managing their money, the more worry-free their old age will be.

Indulging yourself and neglecting your health.

My aunt used to be an accountant, so her previous job was very busy and she didn't have much time to rest. Therefore, after retiring, she wanted to "compensate" herself and enjoy life.

My aunt doesn't pay much attention to healthy eating, she eats whatever she likes, and often just stays home watching movies or using her phone all day.

Her biological clock was completely disrupted, leading to a gradual decline in her health over time. Only after being hospitalized did my aunt regret her actions.

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Diet and lifestyle habits have a significant impact on the health of the elderly. The doctor reminded my aunt to eat three meals a day, reduce fatty or salty foods, eat plenty of green vegetables and good protein, and maintain a balanced diet.

At the same time, my aunt also needs to try to get enough sleep (7-8 hours per night), combine it with gentle exercise suitable for her physical condition, and have regular health checkups. "No amount of money can 'buy' health, so you must know how to prevent illness early rather than cure it," the doctor told my aunt.

Kim Linh

Source: https://giadinh.suckhoedoisong.vn/luong-huu-10-trieu-dong-toi-nhan-ra-du-co-bao-nhieu-tien-tiet-kiem-cung-dung-lam-3-viec-nay-tuoi-gia-som-hoi-han-172250326154429624.htm