08 excellent students converted loans into scholarships from BKA Loan Guarantee Program

On the morning of August 20, the Board of Representatives of Phu Tho - Polytechnic Alumni Community (BKA) in collaboration with Ho Chi Minh City University of Technology and Vietcombank Hung Vuong branch organized the Scholarship Award Ceremony of the Student Loan Guarantee and Interest Support Program, awarding 9 scholarships to 8 students with a total value of more than 70 million VND.

Bộ Khoa học và Công nghệ•22/08/2025

These are students who are eligible to convert their loans into scholarships – a humane provision that BKA has included in the program, motivating students to study and practice hard. Since its implementation, 21 loans have been converted into scholarships, with a total value of more than 300 million VND.

*Delegates and students received scholarships.*

In this awarding round, 7 students received 50% scholarships and 2 100% scholarships went to students Le Thi Kim Ngan (Faculty of Industrial Management) and Truong Nguyen Trung Tin (Faculty of Chemical Engineering). Notably, Trung Tin is an excellent student who received two 100% scholarships for both semesters of the 2023-2024 school year.

*Associate Professor, Dr. Huynh Ky Phuong Ha – Vice Principal expressed gratitude to BKA, Vietcombank and sent congratulations to the students.*

Speaking at the ceremony, Associate Professor, Dr. Huynh Ky Phuong Ha - Vice Principal of the University of Technology expressed his pride in the students' efforts. He emphasized: "This scholarship is not only a personal reward, but also a testament to the students' spirit of overcoming difficulties, independence, responsibility and financial management ability."

*Mr. Vo Dai Khoi - Vice Chairman of BKA Representative Board shared about the meaning of the program and the direction of program expansion.*

Mr. Vo Dai Khoi - Vice Chairman of the BKA Board of Representatives said that from the initial scale of only 17 students with a total loan of less than 300 million VND, the program has now supported nearly 500 students each semester, completing 1,349 loans with a total amount of more than 25 billion VND. Based on that effectiveness, BKA and Vietcombank have agreed to increase the guarantee limit from 3 billion VND to 300 billion VND, aiming at the goal of "not letting any student drop out of school due to tuition fees".

*08 students were awarded scholarships, worth from 50%-100% of the loan.*

Student Truong Nguyen Trung Tin - who has participated in the loan program for 6 semesters and excellently received 2 100% scholarships at the same time - spoke on behalf of the students.

Representing the student receiving the scholarship, Truong Nguyen Trung Tin shared: "Since my first year, I have carefully researched the program to reduce the burden on my family. This scholarship is a great source of encouragement, helping me to confidently continue studying, researching and participating in extracurricular activities."

The conditions for students to convert their loans into scholarships include: paying off the loan and interest on time; achieving an average score of 3.2/4.0 or higher and a training score of 90/100 or higher in the loan period and the next period. The program also gives priority to students with difficult circumstances who have overcome difficulties to rise up.

The ceremony was also an opportunity for BKA, Vietcombank and the School to directly share and answer questions from a large number of interested students. Many students expressed their determination to make converting loans into scholarships their goal in the coming semesters.