Finance companies are stepping up consumer lending.

The demand for consumer loans from individual customers is always present and increasing, especially for customers who have difficulty meeting bank requirements... Understanding this, finance companies are stepping up lending activities.

Amidst the continued high demand for consumer goods such as electrical appliances, household items, telephones, and technological devices, HD SAISON continues to implement various financial solutions to support customers, especially laborers, workers, and customer groups who do not have many opportunities to use traditional banking services, enabling them to access legitimate financial sources that are affordable and meet their actual needs.

HD SAISON boosts consumer lending.

HD SAISON's programs are designed with flexibility, streamlined procedures, and enhanced application of technology in customer service processes. Among these, the 0% interest rate loan packages continue to be a popular choice for many customers, especially for electronics, household appliances, and mobile phones.

In addition, loan packages with flexible repayment terms, ranging from 3 months to a maximum of 36 months depending on the product, program, and loan conditions, give customers more options to suit their financial capabilities and personal spending plans.

For approved loan agreements, eligible customers will be considered for a credit card with a suitable limit as per the program's regulations. This solution provides customers with more flexible financial tools for their daily spending needs, while gradually familiarizing them with modern, cashless payment methods.

At major retail chains, HD SAISON collaborates with partners to implement various installment payment programs for high-demand everyday products. At Dien May Cho Lon, HD SAISON is offering preferential loan packages with 0% interest and no down payment required, applicable to many electronics and household appliances. The application process is streamlined, requiring only a citizen's identity card, making it easy for customers to access loans at the point of sale.

For technology products, HD SAISON also implements installment payment programs at CellphoneS stores, applicable to products such as phones and laptops with a preferential interest rate of 0%. Loan amounts can reach up to 100 million VND, depending on the customer's specific conditions, product value, and the regulations of each program.

Through collaboration with retail systems, HD SAISON aims to help consumers access essential products for studying, working, living, and daily consumption through flexible and convenient payment methods.

Alongside diversifying its point-of-sale financing programs, HD SAISON is also accelerating the digitalization of its lending processes to shorten service times and enhance customer experience.

Customers can apply for loans at point of sale or through the mobile application. The eKYC process supports citizen identification, facial verification, and rapid information processing, reducing manual steps in the application process.

In addition, the application of technology also helps shorten the response time for loan approvals. Customers can receive approval results within 3-5 minutes, depending on the application requirements and regulations of each program.

In addition, HD SAISON has implemented electronic contracts and digital signatures to reduce paperwork, minimize errors in the application processing process, and enhance customer experience. Digitizing the process helps shorten processing times at points of sale, while also enabling customers to access financial services more quickly and conveniently.

(*) Some details regarding application conditions, limits, and processing times may change depending on the program, customer profile, and HD SAISON's regulations at different times.

Source: https://baodautu.vn/cong-ty-tai-chinh-day-manh-cho-vay-tieu-dung-d600826.html