Celebrating Tet with businesses, HDBank launches additional 0% interest rate credit package

The program runs from now until February 29, 2024, for new or existing customers who need additional loans. The preferential interest rate is 0%/year fixed in the first month, the following months of the HDBank loan apply a preferential interest rate from 6.7%/year.

Cùng doanh nghiệp đón tết, HDBank tung thêm gói tín dụng lãi suất 0% - Ảnh 1.

This is a preferential program following the success of the 0% interest rate credit package phase 1 that HDBank has just implemented from December 1, 2023 to January 15, 2024 (for SMEs and for payroll purposes). With this VND 5,000 billion credit package, HDBank creates conditions for new or existing business customers to have more opportunities to access cheap and flexible capital sources in phase 2.

In preparation for the Lunar New Year, the demand for cash, payment, debt settlement as well as capital for goods reserves and production and business to serve the market of enterprises has increased. The new credit package and the consecutive preferential policies of HDBank meet the above needs, contributing to promoting the economy and aiming for sustainable growth. This is also an activity in accordance with the spirit of the Government and the State Bank of Vietnam in supporting growth, stabilizing the macro economy, controlling inflation; demonstrating the spirit of solidarity, supporting enterprises and people to operate production and business effectively, improving their lives.

Along with preferential credit packages, HDBank is continuing to implement policies to support customers with difficult loans to restructure their repayment terms and maintain their debt groups according to Circular 02/2023/TT-NHNN of the State Bank. By the end of 2023, HDBank has achieved VND 1,600 billion in restructured debt for customers and VND 1,400 billion in customers who have repaid debt after restructuring.

Cùng doanh nghiệp đón tết, HDBank tung thêm gói tín dụng lãi suất 0% - Ảnh 2.

HDBank has also actively implemented the interest rate support program according to Decree 31/2022/ND-CP of the Government , with total interest rate support revenue reaching 6,000 billion VND by the end of 2023. HD SAISON - a financial company under HDBank - has promoted the implementation of a 10,000 billion VND preferential loan package for workers and laborers.

By the end of 2023, HDBank had completed the credit growth target assigned by the State Bank, with total outstanding debt reaching more than VND 337,000 billion.

HDBank's leadership representative said that in the coming time, the bank will continue to implement effective credit growth solutions, promote capital sources and incentive programs in priority areas, areas that create momentum for economic growth according to the orientation of the Government and the State Bank.

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