New protocol boosts AI commerce.

The global market for agentic AI applications is estimated to reach $28 billion by 2030 with a compound annual growth rate (CAGR) of 46%, as the industry rapidly shifts from AI pilot programs to large-scale automated trading systems.1 The number of global e-wallet users reached 4.4 billion in 2025 and is expected to exceed 6 billion – equivalent to more than 75% of the world's population – by 2030.2

While new payment infrastructures are gradually becoming the primary interface for AI commerce, current payment protocols are still largely designed around card rails. This necessitates merchants and e-wallets to provide a seamless payment experience, reliable AI agent authentication, seamless identity verification, and efficient post-transaction processing within a purely mobile and AI-driven environment.

Ant International is collaborating with e-wallet partners within the Alipay+ network (the company's global e-wallet gateway) to roll out AMP.

With AMP, participating parties—including LLM systems, AI platforms, businesses developing their own AI agents, and AI agent builders, along with e-wallets—can directly integrate AI-powered payment functionality into their existing operational processes without having to change or upgrade their entire systems.

Ant International stated that the release of AMP as open source aims to build a common and verifiable standard, enabling AI agents to conduct secure and seamless transactions across all global platforms.

Key features of AMP: Faster AI integration: Reduces the number of steps to link payment agents with e-wallets by 50% compared to traditional card linking methods.

Refund guarantee: All transactions made by the agent are protected by a refund mechanism in case of account takeovers.

Multi-device compatibility: Payment agents can operate on smartphones, smartwatches, augmented reality (AR) glasses, and in-car systems – a capability unprecedented in current card systems.

The trusted authorization architecture is secure and efficient, ensuring that AI-powered payment authorizations are safe and accurate – whether it's buying coffee, booking a ride, or planning a trip – with comprehensive monitoring capabilities and the ability to revoke or modify tasks at any time.

The agent-to-agent (A2A) settlement mechanism supports high-frequency automated transactions between AI agents, including micro-transactions as small as $0.000001, with real-time accounting and clearing capabilities...

Ant International is collaborating with e-wallet partners in the Alipay+ network (the company's global e-wallet gateway) to deploy AMP. Ant International is also one of Mastercard and Visa's first partners to test the ability to enable AI agents to conduct transactions through their card infrastructure. Simultaneously, they are partnering with Google to develop protocols for AI-powered payments and commerce.

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Source: https://doanhnghiepvn.vn/kinh-te/tai-chinh-ngan-hang/giao-thuc-moi-thuc-day-thuong-mai-ai/20260429063943330