20:43, 02/02/2024
BHG - From the loan capital of Agribank Quan Ba, many farming households in the district have been and are having capital to invest in economic development, mainly in livestock farming and expanding production and business models, bringing economic efficiency, increasing income, escaping poverty and becoming rich legitimately.
We had the opportunity to visit the honey beekeeping development model of Mr. San Van Dung's family in Na Vin village, Quan Ba commune with Agribank Quan Ba officers. Previously, from a household with difficult economic life, Mr. Dung became a typical farmer in economic development in the locality. In 2018, while struggling to know where to start a business, Mr. Dung was consulted by Agribank Quan Ba officers and accessed a loan of 150 million VND from the preferential loan source of Resolution 209 of the Provincial People's Council to invest in raising more than 100 honey bee hives. Up to now, on average, he harvests 700 - 800 liters of honey per honey harvest, deducting expenses, he earns over 100 million VND per year.
 |
| Customers transact at Agribank Quan Ba transaction counter. |
Mr. Dung confided: “If I didn’t have capital from Agribank, I wouldn’t have known where to start my business. I was really lucky to have the support of bank staff to complete the procedures and quickly disburse capital, so I have achieved the results I have today. The new house was completed partly due to my own efforts, and partly thanks to capital from Agribank Quan Ba.”
Mr. Lenh Anh Tuan, Deputy Director of Agribank Quan Ba, said: To facilitate people's access to loans, Agribank Quan Ba has implemented many specific solutions such as: Directing credit officers to closely follow customers' loan needs; removing difficulties in procedures, simplifying loan application procedures, publicly and transparently posting credit policies; having mechanisms and policies to promptly remove them when borrowers encounter risks such as: Support, debt restructuring, debt repayment period extension, debt forgiveness, interest reduction and exemption...
 |
| Agribank Quan Ba capital helps Mr. San Van Dung (left), Na Vin village, Quan Ba commune, Quan Ba district, have a stable income from raising bees for honey. |
The capital source for livestock production development in Quan Ba district has been effective in recent times. Most borrowers have used the capital for the right purpose, the crop and livestock production projects have been effective, and borrowers have the ability to repay debts and interest. Through credit capital, people can access preferential capital from the bank to develop the socio-economy, create jobs for people from the bank's capital sources, and contribute to increasing income and stabilizing the lives of people in the district. As of December 31, 2023, the total outstanding debt of Agribank Quan Ba reached over 500 billion VND with 1,386 customers, of which the agricultural and livestock sectors were over 7 billion VND with 24 customers according to Decree 55/2015/ND-CP.
In the coming time, Agribank Quan Ba will continue to implement preferential loan programs in the agricultural and rural areas, with the aim of helping farmers continue to develop, mainly in livestock production, developing household economy, and contributing to poverty reduction in the locality.
Article and photos: Bang Lang
Source
Comment (0)