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What are the conditions for buying social housing?

VTC NewsVTC News24/03/2023


The most outstanding advantage of social housing is that it has a lower price than commercial housing. In particular, buyers are also supported with home loans for a period of 1 - 5 years with low interest rates.

However, people who can buy social housing need to ensure the following factors:

Housing conditions : Not owning a house or not renting/buying a state-owned house.

What are the conditions for buying social housing? - 1

What conditions do buyers need to buy social housing?

Owning a private house, but the floor area per member is less than 8m2/person. Or the house is damaged, dilapidated, or temporary.

The average monthly income of the purchasing household must not exceed 5 times the total monthly installment amount for an apartment with a maximum area of ​​70m2 and must not be less than 4 times the monthly installment amount for a house with a minimum area of ​​30m2.

Residence requirements: Buyers must have a household registration in the province or city where the social housing is sold. If they do not have a permanent residence, they must register for temporary residence for a minimum period of 1 year in the province or city where the social housing is provided.

Income requirements: Subjects such as people with revolutionary contributions, state officials and civil servants, households and individuals whose land has been recovered and cleared without compensation do not have income requirements; Subjects who are poor or near-poor households need to have an authenticated book; Other subjects in the group eligible to buy social housing must not be subject to personal tax.

To apply for social housing , buyers need to prepare documents such as: Application for social housing purchase (issued according to available form); Buyer's identity card (3 notarized copies); Permanent or temporary residence registration, marriage status certificate (3 notarized copies); Photos (3x4) of family members, 3 photos/member; Other evidence such as housing status, income.

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