Preschool teachers are eligible for early retirement under the new law - Photo: HA QUAN
According to Vietnam Social Security, the Law on Teachers No. 73/2025/QH15, effective from January 1, 2026, stipulates a retirement regime at a higher age for teachers in publiceducational institutions, to suit the nature of the profession and different stages.
Who gets early retirement?
This not only helps preschool teachers retire early, but also opens up opportunities to extend their service time for those with high qualifications or special expertise.
Basically, the retirement age of teachers according to the 2019 Labor Code.
Accordingly, the retirement age of workers under normal conditions increases from 60 to 62 years old for men, and from 55 to 60 years old for women.
From 2021, each year will increase by 3 months for men and 4 months for women until men reach 62 years old in 2028 and women reach 60 years old in 2035.
However, the new Law on Teachers adds separate regulations for teachers in preschool education institutions.
Specifically, if they wish, preschool teachers can retire at an age lower than the retirement age of workers under normal conditions, but not more than 5 years.
Thus, if these teachers pay social insurance for 15 years or more and reach retirement age, they will receive a pension.
In addition, the Law on Teachers also creates opportunities for teachers who wish to retire at an older age, maximizing the experience and intelligence of the team of experts.
Among them, there are teachers with the title of professor, associate professor, doctoral degree or working in specialized and specific fields. The condition is that the educational institution has a need and the teacher is in good health, willing to work, and meets the standards and conditions of the schools.
However, the retirement age will increase by no more than 5 years for people with a doctorate degree, no more than 7 years for people with the title of associate professor, and no more than 10 years for people with the title of professor.
Notably, if they choose to retire at an older age, the above teachers cannot become managers.
Pensioners in Hanoi - Photo: HA QUAN
New pension levels from July 1
According to Vietnam Social Security, the Social Insurance Law No. 41/2024/QH15, effective from July 1, 2025, stipulates that the monthly pension level is calculated based on the average salary used as the basis for social insurance contributions and the period of social insurance contributions.
Accordingly, female workers will receive 45% of their average salary for 15 years of social insurance contributions, then each additional year of contribution will be calculated by 2%, up to a maximum of 75%.
Male workers receive 45% of their average salary for 20 years of social insurance contributions, then an additional 2% for each additional year of contributions, up to a maximum of 75%.
If men pay from 15 years to less than 20 years, the benefit rate is 40% for the first 15 years, then each additional year of payment is calculated by 1%.
Early retirement due to reduced working capacity: The benefit level is calculated as above, then reduced by 2% for each year of retirement before the prescribed age.
If the retirement period is less than 6 months before the age, there is no reduction. If it is from 6 months to less than 12 months, there is a 1% reduction.
Pensions will be adjusted based on the increase in the consumer price index (CPI), the capacity of the state budget and the social insurance fund. In particular, appropriate adjustments will be made for those with low pensions or those who retired before 1995.
In the June 2025 payment period, nationwide, there are more than 3.3 million people receiving monthly pensions and social insurance benefits. Of which, about 81% of the total number of beneficiaries are paid through personal accounts (ATM cards).
Source: https://tuoitre.vn/nghi-huu-linh-hoat-theo-luat-moi-ai-duoc-ve-som-ai-co-the-lam-den-70-tuoi-20250709113352965.htm
Comment (0)