SeABank's SeABiz Ultra Cash Card: "Double benefits" for businesses

Cashless payment has become a habit of the majority of people and businesses. Not only does it help transactions be convenient and quick, when using cards...

Cashless payments have become a habit for the vast majority of people and businesses. Not only do they make transactions convenient and fast, but businesses also benefit greatly from these transactions when using credit cards for payment.

In recent years, people and businesses have gradually become familiar with cashless payment methods. Simply by using digital banking services, e-wallets, or carrying a credit/debit card, paying for essential needs such as electricity, water, phone bills, train/bus/plane tickets, tuition fees, and shopping has become quick, convenient, and easy.

For businesses, especially small and medium-sized enterprises (SMEs), in addition to the need to pay for regular expenses such as advertising costs, business trips, service payments, and office expenses, optimizing cash flow and controlling costs is a top priority. Therefore, many businesses have calculated and considered using financial products that offer "double benefits".

Recognizing this need, banks have continuously introduced digital financial initiatives and solutions to help businesses optimize costs and generate profits from their own cash flow. One of the groundbreaking products at this time is the SeABiz Ultra Cash debit card from Southeast Asia Commercial Joint Stock Bank ( SeABank ).

Customizable cashback up to 1% per month

According to a representative from SeABank, the SeABiz Ultra Cash card promises to usher in a "new era of cashback" because, for the first time, cashback for businesses is customized based on cash flow: the more transactions and the higher the balance, the greater the cashback. Businesses will receive the highest cashback rate of up to 1% per month, with a maximum cashback of 5 million VND. This means that the more money businesses transfer through the card for payments, the more significant cashback they will accumulate.

Furthermore, all business payment transactions are cashback, regardless of transaction type or payment channel, from operating expenses and supplies purchases to service payments and daily expenses. This mechanism not only helps businesses save costs but also creates a source of compensation from their own business operations. Instead of letting cash sit idle, SeABiz Ultra Cash transforms cash flow into a profit-generating force, helping businesses optimize their financial resources.

Foreign currency conversion fee is only 1%.

For businesses operating in import/export, logistics, technology, or those frequently involved in international transactions, the SeABiz Ultra Cash card offers significant advantages with a foreign currency conversion fee of only 1%. This is a major plus, helping businesses save considerable costs when conducting international payment transactions.

For example, for businesses running multi-platform advertising campaigns, applying a fee of only 1% for foreign currency transactions and waiving VND transaction fees provides additional support to cover advertising campaigns on international platforms, thereby enabling businesses to expand their market and strengthen their brand presence.

Furthermore, the annual fee for the SeABiz Ultra Cash card is quite competitive, and there are often attractive promotions such as a free first year and fee waivers in subsequent years, helping businesses minimize card issuance and maintenance costs.

Strict financial control, flexible delegation of authority.

Besides the cashback benefit, the SeABiz Ultra Cash card is also an effective financial control tool, especially suitable for SMEs that require decentralized management. Specifically, businesses can easily set spending limits for each supplementary card, lock/unlock cards according to access levels, and track detailed transactions through the SeANet/SeAMobile Biz electronic banking platform. This allows business owners to tightly control expenses, mitigate risks, and optimize financial management efficiency.

Furthermore, with its ability to issue supplementary cards and clearly define access rights, SeABiz Ultra Cash is an ideal solution for businesses with multiple departments, branches, or teams of employees who frequently spend money on business operations.

As can be seen, the SeABiz Ultra Cash corporate debit card is not just a payment method but also a comprehensive financial solution, helping SMEs manage cash flow scientifically, proactively, and leverage profits. The launch of this debit card with many superior features shows SeABank's efforts to meet the needs of businesses, support them in overcoming difficulties and challenges in a competitive business environment, and thus contribute to the overall development of the economy .

Source: https://baolamdong.vn/the-seabiz-ultra-cash-cua-seabank-loi-ich-kep-cho-doanh-nghiep-382254.html