Busy selling Hanoi townhouses, poor liquidity; Hai Duong approved the project investment policy of VND 1.800 billion, procedures for mortgage of red books for bank loans, etc. are the latest real estate news.
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| Latest real estate: House on Cau Giay street, Hanoi. (Source: Dan Tri) |
Hanoi townhouses are for sale
The real estate market up to now has kept a quiet pace, the situation of difficult selling still takes place. However, in Hanoi, the segment of townhouses with prices up to billions of dong per m2 is still being advertised for sale.
According to the survey, in Cau Giay street, the current price of townhouses ranges from 550-750 million VND/m2. For example, a house with an area of 60m2 is being sold for 38 billion VND, equivalent to 633 million VND/m2.
Along the radial road, many houses on Xuan Thuy street are for sale with prices ranging from 400-450 million VND/m2. For example, a house with an area of 60m2 is being sold for 25 billion VND, equivalent to more than 415 million VND/m2.
On streets like Xa Dan and O Cho Dua in Dong Da district, many houses are being sold at prices ranging from 700 to 850 million VND/m2. A house with an area of 154m2 in Xa Dan is being sold for 125 billion VND, equivalent to nearly 812 million VND/m2. According to the seller, this is a house with a rare location on Xa Dan street, suitable for office, business ...
Notably, in the old streets of Hoan Kiem district such as: Hang Bac, Hang Gai, Hang Bong, Dinh Liet... the selling price is ranging from 600-800 million VND/m2. This is considered a "friendly" price for buyers in the context of the slowing real estate market.
For example, a house on Hang Bong street with an area of 74m2 is being sold for 53 billion VND, equivalent to nearly 720 million VND/m2. According to the seller, this price has decreased slightly compared to 1 year ago.
Because of needing money to invest in other areas, the new owner is selling. Currently, the house is being rented for nearly 200 million VND/month, the lease contract lasts until 2025.
On Hang Bac Street, many houses are for sale with prices ranging from 750 to 850 million VND/m2. For example, a house with an area of 140m2 in this street is being sold for 110 billion VND, equivalent to nearly 786 million VND/m2.
On Hang Bai Street, the price of townhouses ranges from VND 800 million to VND 1 billion/m2, even if located on two fronts, it will be about VND 1,2 - 1,4 billion/m2. For example, a house on Hang Bai street with an area of 45m2 is being sold for 50 billion VND, equivalent to more than 1,1 billion VND/m2.
Townhouses in Ta Hien, Luong Ngoc Quyen, Ma May ... are for sale with prices ranging from 900 million VND to 1 billion VND/m2. For example, a house introduced as the most beautiful on Ta Hien street with an area of 60m2, currently built 4 floors, is for sale at a price of 63 billion VND, equivalent to more than 1 billion VND/m2.
In addition, this area also has a number of hotels for sale with prices ranging from 1,4 to 1,7 billion VND/m2. For example, a 9-storey hotel building with a floor area of 300m2 is being sold for 450 billion VND, equivalent to 1,5 billion VND/m2.
In Trang Thi Street, the price of this townhouse is being sold from 900 million to 1,2 billion VND/m2, even houses with a view of Hoan Kiem Lake cost up to nearly 1,9 billion VND/m2. Specifically, a house with an area of 80m2 is being sold for 150 billion VND, equivalent to 1,88 billion VND/m2. The house is located in the "golden land", the most favorable area in Hoan Kiem district and has a view of Sword Lake.
As noted, now, the number of townhouses for sale is increasing. However, the price has not decreased much compared to the time 1 year ago. Some houses in the past time still have high selling prices, this is in fact just the owner's expectation. In fact, the current townhouse segment is quite illiquid.
Townhouses in Hanoi cost several tens of billion dong, even hundreds of billion dong each, so most buyers will more or less use financial leverage.
However, currently, the loan interest rate is still high, so buyers do not choose to pay down at this time.
In addition, there are many houses that have been for sale this year but have not yet found a new owner. Therefore, if you want to sell quickly, the owner needs to adjust the price.
In addition, in fact, many people buy townhouses for the purpose of rental investment. Currently, although the rental price has increased compared to before the epidemic, in the context of the difficult economic situation, many shops cannot do business, they are also paying the premises. Therefore, demand in the short term may be affected, but in the long term, there is still great potential.
About to auction a series of land plots in the suburbs of Hanoi, the highest starting point is 31 million VND/m2
Nearly 200 plots of land in some districts around Hanoi will hold auctions in late May and early June. The lowest starting price is 5 million VND/m6.
Lac Viet Auction Partnership Company is about to hold a series of auctions of land plots of the Land Fund Development Center My Duc district (Hanoi).
On May 25, at the hall of the People's Committee of Dai Nghia town, the company will hold an auction of residential land use rights for 5 land plots with the symbol LK36. The auctioned land plots belong to Bai Vac area and Ngang Tren Street, Van Giang residential group, Dai Nghia town.
Area of land plots from 82,5-179,2 m2, starting price from 16,5 to 16,8 million VND/m2. Auction by direct vote by up-bid method.
On the morning of June 2, at the hall of the People's Committee of Dai Nghia town, the organizers continued to auction residential land use rights for 6 land plots with the symbol LK38.
The land plots are also located in Bai Vac area and Ngang Tren Street, Van Giang residential group, Dai Nghia town. Area ranges from 110-280 m2/lot, with starting price from 16,5-21,5 million VND/m2.
Also at the above auction site, on the morning of June 9, Lac Viet Company will hold an auction of 6 land plots at Ma Cu area, Te Tieu residential group, Dai Nghia town.
Auction form and method, auction by direct vote one round at auction by method of bidding up for land plots with area from 93-250 m2.
Prices start from 20 million VND to 31 million VND/m2.
At Phuc Tho district, Vietnam Auction Partnership Auction Company announced the auction of 22 land plots of Phuc Tho District Land Fund Development Center on the morning of May 29.
Accordingly, the auctioned land plots in Dong Cau Filter area, Ngoc Tao commune have an area of more than 110-251,2 m2. Prices start from 17-18,9 million VND/m2, ranging from more than 1,8 billion VND to more than 4,7 billion VND, depending on the lot.
The auction will take place in the hall of the Phuc Tho District Culture-Information and Sports Center in the form of direct secret ballot and by the method of bidding up.
Also at this auction site, on the morning of May 25, an auction of 5 residential land plots took place at NO-30; NO-2 Man Rom area, cluster 3, Phung Thuong commune, Phuc Tho district.
The land plots have an area of 75-100 m2/plot; starting price from 16-18,5 million VND/m2.
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| The land area expected to implement the project in Hai Duong is currently being surrounded. (Source: BXD) |
Hai Duong approved the investment policy of a hotel and mixed-use apartment project of VND 1.800 billion
Recently, Hai Duong Provincial People's Committee has decided to approve the investment policy of a hotel and mixed-use apartment project in the concentrated administrative area of Hai Duong province.
The project is implemented on a land area of 17.045m2, the North is adjacent to Ton Duc Thang street and Xu Dong Cultural Center; The South borders on Ham Nghi Street; The East borders on Thanh Nien Street; The West borders Nguyen Duc Canh Street and Hai Duong Provincial Military Command in Hai Duong City.
The project spends 10.700m2 of land to build a mixed-use apartment complex; 5.272m2 to build a commercial and service area and 1.073m2 to expand Nguyen Duc Canh street.
The scale of the project includes a hotel project with a scale of 1 tower with 26 floors, 2 basements with the main function of accommodation services (about 300 hotel rooms), arranging more service and commercial functions. such as restaurants, sports centers…; The mixed-use apartment building has a scale of 2 25-storey towers, 2 basements with the main function of apartments for living (about 460 units) and arranged more commercial service functions, public offices such as kindergartens. , community activities, medical ...
The total investment of the project is up to 1.800 billion VND.
Conditions for mortgage of the red book to get a bank loan
According to Article 167 of the 2013 Land Law on the right to convert, transfer, lease, sublease, inherit, donate, mortgage and contribute land use rights as capital, it is stipulated that: exercise the right to mortgage land use rights to borrow capital at credit institutions licensed to operate in Vietnam. Thus, mortgaging land use rights for bank loans is one of the basic rights of land users.
However, for land leased with annual payment, land users may only mortgage their assets attached to the leased land according to the provisions of Point dd, Clause 2, Article 179 of the 2013 Land Law on rights and obligations. services of households and individuals using land.
A land user may exercise the right to mortgage the land red book when satisfying the conditions specified in Article 188 of the 2013 Land Law as follows: Having a certificate of land use right, unless otherwise provided for by the land law. other and the case of inheritance specified in the land law; Undisputed land; The land use right is not distrained to secure judgment enforcement; During the land use period.
The mortgage of land use rights must be registered at the land registration office and takes effect from the time of registration in the cadastral book.
According to the provisions of Clause 1, Article 179 of the 2013 Land Law, households and individuals using land in one of the following types of land are entitled to mortgage their land use rights at banks: Agricultural land allocated by the State within a limited period of time. level; Land allocated by the State with collection of land use levy; Land is leased with one-time payment for the entire lease period; Land recognized by the State with land use rights; Land received for conversion, transfer, donation, inheritance.
According to the provisions of the Land Law 2013, land users are entitled to exchange, transfer, lease, sublease, inherit, donate and mortgage land use rights; contribute capital with land use rights when the following conditions are met: Having a Certificate (Except for the case of inheritance (Clause 1, Article 186 of the Land Law 2013) and the case where all the recipients of the land use right inherit the land use right. being a foreigner or Vietnamese residing abroad (Clause 3, Article 86 of the Land Law 2013)); Undisputed land; There is still time to use the land; Land use rights are not distrained to ensure judgment enforcement.
Thus, if you want to mortgage the red book for a bank loan, the mortgaged land must simultaneously meet all four of the above conditions, as long as one of the four conditions above is missing, the land user will not be eligible. mortgaged red book.
In addition, the fee for notarization of the red book mortgage contract is specified in Circular 257/2016/TT-BTC.
Pursuant to Clause 2, Article 4 of Circular 257/2016/TT-BTC, the fee for notarization of property mortgage contracts is calculated on the asset value. If the loan value is stated in the property mortgage contract, it shall be calculated on the loan value, specifically:
1. Under 50 million VND, the fee is 50.000 VND.
2. From 50-100 million VND, the fee is 100.000 VND.
3. From over 100 million VND to 1 billion VND, the fee is 0,1% of the value of the property or the value of the contract or transaction.
4. From over VND 1-3 billion, the fee is VND 1 million + 0,06% of the asset value or the value of the contract or transaction exceeds VND 1 billion.
5. From over VND 3-5 billion, the fee is VND 2,2 million + 0,05% of the asset value or the value of the contract or transaction exceeds VND 3 billion.
6. From over VND 5-10 billion, the fee is VND 3,2 million + 0,04% of the asset value or the value of the contract or transaction exceeds VND 5 billion.
7. From over VND 10-100 billion, the fee is VND 5,2 million + 0,03% of the asset value or the value of the contract or transaction exceeds VND 10 billion.
8 Over 100 billion VND, the fee is 32,2 million VND + 0,02% of the asset value or contract value, transaction exceeds 100 billion VND (maximum is 70 million VND/case) .
