Which bank currently offers the highest interest rates ?
PVcomBank is offering interest rates of up to 10% per year for deposits of 12-13 months with a minimum deposit of 2,000 billion VND. This interest rate applies to a relatively large deposit amount of 2,000 billion VND.
HDBank also applies a relatively high interest rate of 8.2% per year for a 13-month term, with a much lower minimum balance requirement of only 300 billion VND.
Here is a list of banks currently offering the highest savings interest rates:
This table compares the highest and lowest bank interest rates across various terms, as updated by the Lao Dong newspaper. Current bank interest rates vary considerably between banks and across different deposit terms. This provides customers with many options when choosing a bank to deposit their savings.
For a 3-month term, the highest interest rate is 4.3%/year offered by CB and VRB banks. Meanwhile, the lowest interest rate is only 2%/year offered by Agribank and Vietcombank. Thus, the difference between the highest and lowest interest rates for this term is as much as 2.3%/year.
For a 6-month term, the highest interest rate is 5.2%/year at Cake by VPBank. The lowest interest rate is 3%/year at Agribank and Vietcombank . The difference between the highest and lowest interest rates for this term is 2.2%/year.
For a 12-month term, the highest interest rate is 10% per year at PVcomBank. Meanwhile, the lowest rate is 4.4% per year at ABBank and 4.6% at GPBank. The difference between the highest and lowest interest rates for a 1-year term is as high as 5.6% and 5.4% per year, respectively.
Finally, for a 24-month term, the highest interest rate is 5.8%/year at Nam A Bank and OCB. The lowest interest rate is 4.4%/year at ABBank. The difference between the highest and lowest rates is 1.4%/year.
Thus, it can be seen that there are significant differences in interest rates between banks and for different terms. Customers should carefully consider their options before deciding to deposit their savings in order to achieve optimal returns.
Compare the highest bank interest rates for a 3-month term.
Interest rates for 6-month savings deposits at banks.
If I want to deposit money for 12 months, which bank offers the highest interest rate?
Latest updates on interest rates at Agribank, Sacombank, SCB, Vietcombank... highest rates for 24-month terms.
Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
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