17:24, 27/07/2023
BHG – In recent years, Agribank Tan Quang Transaction Office, under Agribank Bac Quang branch, has implemented solutions to support customers in production and business; fully and promptly meet the capital needs of individuals and businesses. Thereby, contributing to promoting production, business and economic development in the area in charge.
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| From Agribank's capital, Ha Van Hau has given more impetus to expand the scale of the tea processing and production workshop. |
Tan Quang Transaction Office is assigned to be in charge of 6 communes including: Dong Tam, Dong Tien, Tan Quang, Tan Thanh, Tan Lap and Viet Vinh. When approaching the needs of customers, Tan Quang Transaction Office actively developed a plan and sent staff in charge of the area directly to the facility based on the needs of loan applications. At the same time, the organization authenticates the loan demand; Consulting, guiding customers to make plans and projects. In addition, PGD together with local authorities create conditions for documents and procedures for customers to access capital conveniently.
Mr. Ha Van Hau in Muc Lan village, Tan Quang commune used to work as a small black tea processing and production workshop. But after accessing capital from Agribank, Tan Quang Transaction Office, his family has expanded to become one of the largest tea processing and production workshops in the commune. What makes Mr. Hau excited when working with Tan Quang Transaction Office is the companionship, sharing and support of the bank with customers. Credit officers of PGD are always present at the right time, providing loans to customers and supporting interest rates to implement effective economic models. In particular, during the Covid-19 epidemic, there were many incentives on interest rates. Mr. Hau shared: “The recent epidemic situation has greatly affected the business of the tea factory. However, recently, I am quite satisfied and very excited because Agribank's loan procedures are quick, low interest rates, helping us to recover the economy and boost production and business." .
Mr. Nguyen Van Huan, Director of Agribank Tan Quang Transaction Office said: The unit regularly checks and checks loans of production and business households while ensuring capital for effective use and timely removing obstacles. Problems arising for borrowers are always concerned by the unit. Besides, when customers perform transactions, we always thoroughly grasp the spirit of serious work, from time to style, service style for bank staff. Not only meeting the needs of deposits, loans and using utility services, but each transaction officer must be a propagandist, ready to provide accurate and timely information on interest rates. By the end of 30.6, the total loan balance of the unit reached over 176 billion VND/987 customers, of which long-term borrowers were over 17 billion VND, medium-term was 148 billion VND, and short-term customers were over 10 billion VND.
In order to share difficulties, accompany local people in production and business development. Tan Quang Transaction Office has implemented solutions to support customers affected by the Covid-19 epidemic, fully and promptly meeting the capital needs for production and business of businesses and individuals; restructuring the repayment term, exempting and reducing interest and keeping the same debt group in order to support customers to restore production and business. In addition, implementing loan credit packages in an active and effective manner, promoting reform of administrative procedures, creating favorable conditions for customers to access loans.
Orientation in the future, Mr. Nguyen Van Huan, Director of Tan Quang Transaction Office shared: The unit determined to increase capital and outstanding loans, shorten appraisal time and quickly disburse loans to people. according to support programs and policies, better and better meet the needs of customers in 6 communes in charge of the region.
Post, photo: Bang Lang
