Full set of highest interest rates in October

Which bank has the highest interest rate now?

In the face of a general downward trend in deposit interest rates in the market, some banks still offer attractive interest rate packages to attract large capital sources. Typically, PVcomBank applies a rate of 11%/year for a 12-13 month term - the highest rate in the market today. However, only customers who are able to maintain a minimum balance of VND2,000 billion will enjoy this interest rate.

Similarly, HDBank also applies a rate of 8.6%/year for a 13-month term, but customers must maintain a minimum balance of VND300 billion.

Thus, although the general trend is to reduce interest rates, banks still compete to attract large capital sources by offering high interest rate packages. However, the condition to enjoy these packages is to be able to deposit and maintain large amounts of money.

Statistics of banks with the highest savings interest rates today:

Summary of banks with the highest interest rates on the market today. Graphic by Tra My

PVcomBank reduced interest rates for 3-month savings deposits from 4.25%/year to 3.95%/year; 6-month deposits from 5.9%/year to 5.6%/year; 12-month deposits remain at 11%/year; and 24-month deposits from 6.3%/year to 6%/year.

Meanwhile, SHB also reduced interest rates for corresponding terms, specifically: 3-month term from 4.3%/year to 4.1%/year; 6-month term from 5.7%/year to 5.4%/year; 12-month term from 6.1%/year to 5.8%/year; 24-month term from 6.4%/year to 6.3%/year.

BAC A BANK reduced deposit interest rates for 3-month, 6-month, 12-month and 24-month terms from 4.75%, 5.9%, 6.1% and 6.25% to 4.55%, 5.75%, 5.9% and 6.1% respectively.

Meanwhile, BAOVIET Bank also adjusted the mobilization interest rate down with corresponding terms, specifically: 3-month term decreased from 4.75% to 4.75% (unchanged); 6-month term decreased from 6.1% to 5.8%; 12-month term decreased from 6.5% to 6.1%; 24-month term decreased from 6.5% to 6.4%.

Vietcombank reduced interest rates for all deposit terms, specifically: 3-month term: reduced from 3.3%/year to 3.1%/year. 6-month term: reduced from 4.3%/year to 4.1%/year. 12-month term: reduced from 5.3%/year to 5.1%/year. 24-month term: reduced from 5.3%/year to 5.1%/year.

Meanwhile, VPBank only reduced the 3-month term interest rate from 4.45%/year to 4.25%/year. Other terms remain the same as before.

Thus, it can be seen that Vietcombank reduced interest rates for all terms, while VPBank only reduced short terms. Vietcombank's reduction for each term is 0.2 percentage points, while VPBank reduced 0.2 percentage points for the 3-month term.

Sacombank has adjusted the interest rate for 6-month savings deposits up by 0.2% from 5.3%/year to 5.5%/year. For 3-month deposits, the interest rate remains at 3.9%/year, for 12-month deposits, it remains at 6.2%/year, and for 24-month deposits, it remains at 6.5%/year.

Compare highest bank interest rates for 3-month term

Compare the highest bank interest rates for 3-month terms. Graphic Tra My

Interest rates on 6-month savings deposits at banks

Compare the highest bank interest rates for 6-month terms. Graphic Tra My

Want to save for 12 months, which bank has the highest interest rate?

Compare the highest bank interest rates for 12-month terms. Graphic Tra My

Latest update of Agribank interest rates , Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.

Compare the highest bank interest rates for 24-month terms. Graphic Tra My

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

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