From July 1st, mothers will receive a subsidy of over 5 million VND.

TPO - From July 1st, many contribution and benefit levels for social insurance (BHXH), health insurance (BHYT), and allowances will change accordingly based on the base salary, directly impacting tens of millions of workers, students, and households participating in insurance.

The ceiling for social insurance contributions has increased to over 50 million VND per month.

According to information from the Vietnam Social Insurance, the Government has just issued Decree No. 161 regulating the basic salary and bonus regime for cadres, civil servants, public employees, and the armed forces. Accordingly, from July 1st, the basic salary will be raised from 2.34 million VND to 2.53 million VND per month.

This serves not only as a basis for calculating salaries and allowances but also as a foundation for determining various contributions, benefit levels, and subsidies within the social insurance and health insurance policy systems according to current regulations.

One of the changes that directly impacts a large number of people is the family health insurance contribution rate. According to current regulations, the first person participating in family health insurance pays 4.5% of the basic salary; the second, third, and fourth persons pay 70%, 60%, and 50% respectively of the first person's contribution; and from the fifth person onwards, the contribution is 40%.

Following the implementation of the new base salary, from July 1st, the first person participating in family health insurance will pay 113,850 VND/month, equivalent to 1.36 million VND/year. The second person will pay 79,695 VND/month; the third person will pay 68,310 VND/month; the fourth person will pay 56,925 VND/month; and from the fifth person onwards, they will pay 45,540 VND/month.

Social insurance and health insurance contributions will increase from July 1st.

For students, the state budget continues to support at least 50% of the health insurance contribution. Accordingly, the maximum contribution for students from July 1st is 56,925 VND/month, equivalent to 683,100 VND/year. In cases where localities have additional support policies, the actual amount students have to pay may be lower.

According to the 2024 Social Insurance Law, the minimum salary used as the basis for mandatory social insurance contributions is equal to the reference level, and the maximum is 20 times the reference level at the time of contribution.

Before the abolition of the base salary, the reference level was determined by the base salary. Therefore, from July 1st, the minimum wage used as the basis for mandatory social insurance contributions is 2.53 million VND/month, while the ceiling has increased to 50.6 million VND/month.

Adjusting the social insurance contribution ceiling aims to ensure the principle of contribution-benefit, while also creating a basis for maintaining the fairness and sustainability of the social insurance fund in the long term.

Many types of subsidies have increased accordingly.

Along with the contribution rate, many social insurance benefits calculated based on the basic salary also increased from July 1st. Specifically, the one-time allowance for those giving birth or adopting a child under 6 months old increased from 4.68 million VND to 5.06 million VND. The funeral allowance increased from 23.4 million VND to 25.3 million VND.

For monthly survivor benefits, the amount for each dependent is 50% of the basic salary, corresponding to an increase from VND 1.17 million to VND 1.26 million per month. In cases where the dependent does not have a direct caregiver, the amount is 70% of the basic salary, corresponding to an increase from VND 1.63 million to VND 1.77 million per month.

According to Vietnam Social Security, adjusting contribution and benefit levels based on the new base salary aims to ensure the consistency of the social security policy system, while also contributing to improving the rights of those participating in social insurance and health insurance.

The Social Insurance Agency also recommends that citizens, workers, students, and households proactively monitor the expiration date of their health insurance cards, update the new contribution rates from July 1st, and look up information through official channels to avoid receiving inaccurate information from unofficial sources.

Source: https://tienphong.vn/tu-ngay-17-sinh-con-duoc-tro-cap-hon-5-trieu-dong-post1845109.tpo