Meet the needs of job creation and income increase

Households in Thuong Thanh ward, Cai Rang district borrow preferential loans to grow papaya and increase income.

Up to now, Thoi Lai district has transferred over 10.38 billion VND from the local budget to the Vietnam Bank for Social Policies (VBSP), supplemented with TDCS capital, focused on the job creation program (GQVL), prioritizing OCOP products, models, and projects that attract many workers. By the end of April 2025, the GQVL program's loan turnover was nearly 29.8 billion VND, with 515 workers borrowing; outstanding loans were over 213 billion VND, with 4,851 workers still in debt. The district focuses on supporting capital to develop effective production models such as growing pink-fleshed guava (Thoi Tan commune), Thai custard apple (Truong Thang commune), longan (Dinh Mon commune), raising eels and frogs (Thoi Tan commune, Xuan Thang commune)... In 2018, after visiting durian growing models and participating in fruit tree growing training, Mr. Mai Dong Khoi, Dinh Khanh B hamlet, Dinh Mon commune, renovated 9 hectares of garden land, planted over 170 Monthong durian trees. Four years later, the durian bore fruit, Mr. Khoi harvested 2 crops, earning over 1 billion VND. With a loan of 50 million VND, Mr. Khoi added to rent and renovate 20 hectares of garden land, planted 400 Monthong durian trees. Mr. Khoi shared: "I am applying techniques to make durian bear fruit in the off-season, which will increase productivity and profits in the following crops. At the same time, installing an automatic irrigation system to reduce production costs and labor costs".

Mr. Huynh Viet Tien, Deputy Director of the Cai Rang District Social Policy Bank Transaction Office, said that the total capital entrusted from the district budget to the district Social Policy Bank to date is over 12.55 billion VND, mainly supporting households to borrow to develop production and business. The loan turnover of the GQVL program by the end of April 2025 was over 34.28 billion VND, with 663 workers borrowing; outstanding debt was over 257.5 billion VND, with 5,261 workers still in debt.

In 2023, Mr. Nguyen Vu Phuong in Thanh Phu area, Thuong Thanh ward, invested in renovating the garden, planting 700 Taiwanese papaya trees. After 8 months, papaya harvested from 300-400 kg/week, selling price from 4,000-12,000 VND/kg, depending on the time. Mr. Phuong said: “Papaya is easy to grow and harvest quickly, the selling price is stable. I borrowed 50 million VND to buy fertilizer, materials and equipment for production. Income from papaya helped me have more capital to invest in planting 100 Musang King durian trees for more than 1.5 years. I am learning and researching techniques to care for durian to achieve high productivity and income”.

After completing her apprenticeship, Ms. Pham Ha Anh Thu in Zone 3, Hung Thanh Ward, opened a beauty salon at home. Her skillful skills, gentle and hospitable personality attracted many customers. With a loan of 50 million VND, Ms. Thu upgraded her house and purchased equipment to expand her services, meeting the beauty needs of her customers. Ms. Thu confided: “Thanks to the loan support, I have this spacious shop. I am very happy because I can do the job I love and have income for daily expenses.”

By the end of March 2025, the city transferred over VND 929 billion of budget capital entrusted to the VBSP to lend to designated TDCS programs, mainly to meet the demand for loans to create jobs, maintain and expand jobs, build effective models, associated with the requirements of local socio -economic development. The VBSP branch in the city coordinated to implement Decision No. 22/2023/QD-TTg on credit for people who have completed their prison sentences; provide loans to support workers going to work abroad according to Resolution No. 11/2023/NQ-HDND... Districts and towns strive to maintain and replicate effective business models, such as raising eels, frogs, soft-shell turtles, bees; growing ornamental flowers, longan, durian, asparagus, lotus; making traditional cakes, rice paper, dried tra fish; knitting, garment processing...

In the coming time, all levels and sectors will continue to thoroughly grasp and seriously and effectively implement Directive No. 40 and Directive No. 39-CT/TW of the Central Party Secretariat on improving the effectiveness of social credit in the new period, striving for the capital entrusted to localities to grow at least 20% higher than the previous year and by 2030 account for 30% of the total capital. At the same time, integrate credit activities with agricultural and rural development programs, vocational training, job creation; provide technical support, technology transfer, product consumption; encourage households to build production models, linkage chains, cooperatives, promote the effective use of loans, develop family economy, and strive to become prosperous.

Article and photos: ANH PHUONG

Source: https://baocantho.com.vn/dap-ung-nhu-cau-tao-viec-lam-tang-thu-nhap-a186580.html