BIDV highest interest rate, deposit 200 million VND, how much money will you receive?

Illustration: Tra My

Latest BIDV deposit interest rates

According to the latest information, deposit interest rates at BIDV for deposits (VND) range from 1.7% to 4.7% depending on the term.

Accordingly, the non-term interest rate is 0.1%. For 1-month and 2-month terms, the interest rate is 1.7%. The interest rate for 3-month and 5-month terms is 2%. When depositing money for 6-month or 9-month terms, the interest rate increases to 3%. For terms from 12 months to 36 months, the highest interest rate is 4.7%.

Update BIDV interest rate table (unit: %/year). Chart: Thanh Thanh Binh

In the Big 4 banking group, BIDV has relatively high interest rates for short terms from 1 to 3 months.

However, for long terms of 6 months or more, the interest rates of BIDV, Agribank and VietinBank are usually similar and slightly higher than Vietcombank for 6-month and 12-month terms. Of which, VietinBank recorded the highest interest rate for 24-month terms, reaching 4.8%.

Compare interest rates of Big 4 banks. Chart: Thanh Thanh Binh

Details of interest rates of Vietcombank , Agribank, VietinBank are shown in the chart below:

Update Vietcombank interest rate table (unit: %/year). Chart: Thanh Thanh Binh

Update Agribank interest rate table (unit: %/year). Chart: Thanh Thanh Binh

Update VietinBank interest rate table (unit: %/year). Chart: Thanh Thanh Binh

Readers can refer to the table of current bank interest rates below for more details.

Summary of bank interest rates, data recorded on July 10, 2024. Table: Huyen Mai

When depositing 200 million VND in savings at BIDV, how will I receive interest?

Readers can calculate bank deposit interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x deposit term.

For example, you deposit 200 million VND in savings at BIDV on July 11, 2024. Depending on the deposit term, the interest you receive will be as follows:

+ Interest on 3-month BIDV savings deposit: 1 million VND.

+ Interest on 6-month BIDV savings deposit: 3 million VND.

+ Interest on 12-month BIDV savings deposit: 9.4 million VND.

+ Interest on 24-month BIDV savings deposit: 18.8 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/kinh-doanh/lai-suat-bidv-cao-nhat-gui-200-trieu-dong-nhan-bao-nhieu-tien-1363768.ldo