From today (August 18), customers of the Military Commercial Joint Stock Bank (MB) will receive an additional interest rate of 0.3%/year when making online savings deposits at this bank.
Accordingly, when making online savings deposits and receiving interest at the end of the term from August 18-28 at MB, customers will enjoy a special interest rate 0.3% higher per year than the normal interest rate schedule.
The program applies to savings books with terms from 1-6 months.
To receive this preferential bank interest rate, customers use the voucher code that is “pasted” on the online savings application. MB said that the voucher only applies to fixed-number deposits, interest paid at the end of the term, and is valid for one-time use only.
In case after applying the preferential voucher, the savings interest rate is higher than the ceiling interest rate of the State Bank, the final applied savings interest rate is the ceiling interest rate.
According to the online interest rate schedule for individual customers receiving interest at the end of the term that MB is currently posting, the interest rate for 1-month term is 3.5%/year; 2-month term is 3.6%/year; 3-5 month term is 3.8%/year and 6-month term is 4.4%/year.
After adding a special interest rate of 0.3%/year according to the program currently applied by MB, the deposit interest rates for terms from 1-6 months at MB are as follows: 1-month term is 3.8%/year; 2-month term is 3.9%/year; 3-5-month term is 4.1%/year and 6-month term is 4.7%/year.
Meanwhile, according to the State Bank's regulations in Decision 2411 on maximum interest rates for VND deposits at banks, the ceiling interest rate applied to demand deposits and deposits with terms of less than 1 month is 0.5%/year; deposits with terms from 1 month to less than 6 months are 4.75%/year.
Currently, MB applies a common interest rate of 4.4%/year for online deposits with terms from 6-11 months. The interest rate for deposits with terms from 12-18 months is 4.9%/year. The highest interest rate applied by MB is 5.8%/year for deposits with terms from 24-36 months.
In addition to MB offering additional interest rates, since the beginning of August, a number of banks have adjusted their deposit interest rates, including: ABBank reducing interest rates by 0.1%/year for terms of 1-60 months; Techcombank increasing interest rates by 0.5%/year for terms of 3, 6, and 12 months.
Also in August, Viet A Bank announced new interest rates for the following products: Dac Loc Savings with the highest deposit interest rate of up to 6.3%/year; Dac Loi Savings with the highest deposit interest rate of up to 6.4%/year and Dac Tai Savings with the highest deposit interest rate of 6.8%/year.
Along with that, Eximbank announced the expansion of the “Combo Casa” savings product with online deposits, the highest bank interest rate is 6%/year with a term of 18-36 months applicable to Infinite customers.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON AUGUST 18, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.1 | 3.8 | 5.3 | 5.4 | 5.6 | 5.4 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.8 | 4.1 | 5.25 | 5.35 | 5.5 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.2 | 5.7 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 5.3 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.6 | 3.9 | 4.8 | 4.8 | 5.3 | 5.5 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.45 | 4.25 | 5.15 | 4.65 | 5.35 | 4.85 |
| TPBANK | 3.7 | 4 | 4.9 | 5 | 5.3 | 5.9 |
| VCBNEO | 4.35 | 4.55 | 5.6 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 5.95 | 6 |
| VPBANK | 3.7 | 3.8 | 4.7 | 4.7 | 5.2 | 5.2 |
Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-18-8-2025-tang-them-0-3-lai-suat-dac-biet-2433024.html
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