Bank interest rates today August 19, 2025: Customers get an additional 0.8%

Recently, a series of conflicting movements in deposit interest rates have been recorded at foreign banks and joint venture banks in Vietnam.

From August 15, Standard Chartered Bank reduced 0.1%/year for all terms.

Accordingly, the interest rate for 1- and 2-month terms is 2.5% and 2.65% per year, respectively; 3- and 6-month terms is 3% and 3.5% per year, respectively; 9-month term is 4.1% per year, and all terms from 12-36 months are 4.4% per year.

On the contrary, CIMB Vietnam (a bank from Malaysia) has just adjusted its deposit interest rate up from August 14, with an increase of 0.3-0.5%/year, depending on the term.

The latest online deposit interest rates applied by CIMB Vietnam for standard customers are as follows: 1-month term interest rate is 4.3%/year, 2-month term is 4.4%/year, 3-month term is 4.5%/year, 6-month term is 5%/year, 9-month term is 5.1%/year and 12-month term is 5.2%/year.

CIMB Vietnam lists savings interest rates using a tiered interest rate system. The interest rate applied to priority customers with savings deposits under VND10 billion is 0.1% higher per year than the interest rate applied to standard customers.

The deposit interest rate applied to priority customers with savings accounts of VND 10 billion or more is listed 0.2%/year higher than the interest rate applied to standard customers. Thus, the highest deposit interest rate at CIMB Vietnam is 5.4%/year, 12-month term with deposit amount of VND 10 billion or more.

Meanwhile, two joint venture banks, Indovina Bank (IVB) and Vietnam-Russia Bank (VRB), have also made strong adjustments to deposit interest rates.

Accordingly, IVB reduced deposit interest rates by 0.1%/year for terms of 1-5 months, by 0.15%/year for terms of 6-18 months and by 0.1%/year for terms of 24 months or more.

Currently, the interest rates applied to individual customers receiving interest at the end of the term at IVB are as follows: 1-month term is 3.9%/year, 2-month term is 4%/year, 3-month term is 4.2%/year, 6-month term is 4.95%/year, 9-month term is 5%/year, 12-13-month term is 5.5%/year, 18-month term is 5.6%/year and 24-month term is 5.7%/year.

Notably, the Vietnam-Russia Joint Venture Bank (VRB) listed the highest online deposit interest rate for corporate customers at up to 6.3%/year. This is a rare interest rate for domestic commercial banks at the present time.

According to VRB's announcement, online deposit interest rates for corporate customers with terms from 1-5 months are listed at 4.2-4.4%/year; online deposit interest rates with terms from 6-11 months are listed at 5.6-5.8%/year.

Notably, online deposit interest rates for terms of 12 months or more range from 6-6.3%/year.

For individual customers, VRB announced a program to offer additional interest rates when making online savings deposits from August 16 to September 14, at 0.5-0.8%/year.

Specifically, after adding, the savings interest rate for a 1-month term is up to 4.1%/year; for a 2-5 month term is 4.3%/year; for a 6-8 month term is 5.7%; for a 9-10 month term, the actual interest rate received by customers is 5.8%/year; for a 12-month term is 6%/year and for a 13-36 month term is up to 6.1%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON AUGUST 19, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2
Woori Bank	3.2	3.7	4.3	4.3	5	5
HSBC	1	2.25	2.75	2.75	3.25	3.75
Standard Chartered	2.5	3	3.5	4.1	4.44	4.44
Shinhan Bank	2.5	2.7	3.7	3.7	4.9	5.3
Public Bank	3.8	4	5	5.2	5.5	5.5
IVB	3.9	4.2	4.95	5	5.5	5.6
VRB	3.3	3.5	5.1	5.2	5.5	5.6
UOB Vietnam	3	3	4	4	4
Hong Leong Bank	3.25	3.55	4.45	4.4	4.65
CIMB Vietnam	4.3	4.5	5	5.1	5.2