Bank interest rates today October 8, 2025: Diamond prize of half a billion for depositors

Vietnam Thuong Tin Commercial Joint Stock Bank (VietBank) said that from now until December 31, 2025, the bank will give away gifts and lucky draw codes, with a special prize worth up to 500 million VND.

The program applies to VietBank's deposit products, with terms from 1-36 months.

VietBank's condition is that the minimum savings amount is from 25 million VND, and that part or all of the principal cannot be withdrawn before maturity.

Notably, the lucky draw prizes include 1 special prize of a diamond worth 500 million VND; 3 first prizes, each prize is a savings book worth 50 million VND; 6 second prizes, each prize is a savings book worth 20 million VND and 30 consolation prizes, each prize is a savings book worth 5 million VND.

Instead of increasing deposit interest rates, banks recently often give out additional interest rates, physical gifts or lottery codes to depositors. Meanwhile, the bank interest rate table remains unchanged.

VietBank is among the banks maintaining the highest savings interest rates, applied to terms of less than 6 months.

Specifically, the online savings interest rate with interest paid at the end of the term is listed by this bank as follows: 1-2 month term is 4.1%/year; 3 month term is 4.4%/year; 5 month term is 4.5%/year; 6-9 month term is 5.4%/year; 10-11 month term is 5.1%/year; 12 month term is 5.8%/year; 14 month term is 5.6%/year; 15 month term is 5.7%/year and 16-17 month term is 5.8%/year.

The highest interest rate for online deposits with interest paid at the end of the term listed by VietBank is up to 5.9%/year, applied to deposit terms from 18-36 months.

The interest rate for savings at the counter with interest paid at the end of the term listed by VietBank is 0.1% - 0.6%/year lower than the interest rate for online savings.

Specifically, the savings interest rate for 1-2 month term is 3.8%/year; for 3-5 month term is 3.9%/year.

The difference compared to online banking interest rates is from 0.3% - 0.6%/year - a large difference compared to the interest rate difference between the two forms of savings deposits and online deposits at current banks.

Meanwhile, the interest rate for 6-11 month counter deposits listed by VietBank is 5%/year, 0.1%-0.4%/year lower than the interest rate for online deposits.

Interest rates for 12-14 month terms at the counter are 5.5%/year, 15 month terms are 5.6%/year and 16-17 month terms are 5.7%/year.

The highest savings interest rate when deposited at the counter is 5.8%/year with a term of 18-36 months, 0.1%/year lower than the online savings interest rate.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON OCTOBER 8, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4	4.3	5.4	5.45	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.8	3.9	5.35	5.45	5.65	5.65
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.35	4.45	6	6	6.2	6.2
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2