After GPBank "started" increasing deposit interest rates since the beginning of October, Vikki Digital Bank (Vikki Bank) has just become the next bank to increase deposit interest rates from today (October 6). This is the second consecutive time in two months that Vikki Bank has increased deposit interest rates.

Accordingly, the online deposit interest rate for 1-3 month terms will be increased by 0.1% per year; 6 month terms will be increased by 0.2% per year and 12-13 month terms will be increased by 0.1% per year.

With the above adjustment, the latest online savings interest rate listed by Vikki Bank applied for 1-month term is 4.35%/year; 2-month term is 4.4%/year and 3-month term is 4.45%/year.

Notably, Vikki Bank is the only bank listing online deposit interest rates for 6-month terms at 6%/year and 12-13-month terms at up to 6.2%/year.

Thus, Vikki Bank is leading the market in interest rates for deposits with terms from 6 months.

Vikki Bank also leads the market in interest rates for deposits with terms of less than 6 months, equal to the interest rate listed by VCBNeo.

Similar to the adjustment on September 21, Vikki Bank's counter savings interest rate remains unchanged. Specifically: 1-month term is 3.9%/year, 2-month term is 4%/year, 3-4-month term is 4.15%/year and 5-month term is 4.3%/year.

Vikki Bank is listing the 6-month savings interest rate at the counter at 5.3%/year, the 7-8 month term at 5.35%/year, the 9-11 month term at 5.45%/year, the 12-month term at 5.65%/year and the 13-month term at 5.7%/year.

The highest deposit interest rate at the counter as listed by Vikki Bank is 5.9%/year, applied to term deposits from 18-36 months.

Vikki Bank continues to maintain a special interest rate policy for customers depositing savings at the counter, the highest rate is up to 7.5%/year if customers deposit savings for a 13-month term, with a minimum of VND999 billion.

Thus, after a series of banks gave additional interest rates to depositors as an unofficial way to increase interest rates, from the beginning of October until now, two banks have officially increased deposit interest rates, including Vikki Bank with the above increase and GPBank increasing 0.1%/year deposit interest rates for 6-36 month terms.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON OCTOBER 6, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4 4.3 5.4 5.45 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.35 5.45 5.65 5.65
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.45 6 6 6.2 6.2
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-6-10-2025-lai-suat-huy-dong-6-thang-vot-len-6-nam-2449494.html