Bank interest rates today April 25, 2025: Which bank has the highest 12-month term?

According to VietNamNet's survey of online deposit interest rates at domestic commercial banks, the highest 12-month deposit interest rate is 6%/year, listed at Vikki Digital Bank Limited (Vikki Bank).

Vikki Bank also leads the market in terms of interest rates for some terms. In particular, the interest rates for 1-month and 2-month terms announced by this bank are currently the highest in the market, at 4.15%/year and 4.2%/year, respectively.

The 3-month term bank interest rate is listed by this bank at 4.35%/year, equal to the same term interest rate at BaoViet Bank and VCBNeo, but 0.15%/year lower than the 3-month term deposit interest rate at MBV and VietBank.

Meanwhile, the 6-month savings interest rate at Vikki Bank is 5.65%/year. This interest rate is equal to the savings interest rate of the same term listed by GPBank, but is 0.05%/year lower than the highest savings interest rate announced by VCBNeo for the 6-month term.

For 9-month savings interest rates, Vikki Bank also leads the market with a listing rate of 5.95%/year. The two banks following are GPBank (5.75%/year) and VCBNeo (5.65%/year).

Vikki Bank (formerly Dong A Bank) is a digital technology bank oriented by HDBank after receiving mandatory transfer.

This is also the only remaining bank listing an online deposit interest rate of 6%/year for a 12-month term.

Following that are GPBank (5.95%/year), VCB (5.85%/year), BaoVietBank, MBV, VietBank all listed interest rates at 5.8%/year.

Since February 25, 28 domestic commercial banks have reduced their deposit interest rates, with a reduction of 0.1-1.05%/year. In April alone, a number of banks reduced their deposit interest rates, including VPBank, MB, Eximbank, Nam A Bank, OCB and GPBank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 25, 2025
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
GPBANK	3.75	3.85	5.65	5.75	5.95	5.95
VCBNEO	4.15	4.35	5.7	5.65	5.85	5.85
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
VIET A BANK	3.7	4	5.2	5.4	5.7	5.9
BAC A BANK	3.7	4	5.15	5.25	5.6	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
MSB	3.9	3.9	5	5	5.6	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
PGBANK	3.4	3.8	5	4.9	5.4	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
EXIMBANK	4	4.1	5.1	5.2	5.3	5.7
SHB	3.5	3.8	4.9	5	5.3	5.5
VPBANK	3.7	3.9	4.8	4.8	5.3	5.3
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
OCB	3.9	4.1	5	5	5.1	5.2
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
MB	3.7	4	4.6	4.6	5	5
ACB	3.1	3.5	4.2	4.3	4.9
VIB	3.7	3.8	4.7	4.7	4.9	5.2
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
BIDV	2	2.3	3.3	3.3	4.7	4.7
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
SCB	1.6	1.9	2.9	2.9	3.7	3.9