Interest rates at most foreign bank branches and joint venture banks in Vietnam have decreased compared to the first quarter of 2025, concentrated in terms from 6 months to 36 months.

In particular, CIMB Vietnam Bank is the bank that has strongly reduced interest rates, with a reduction of up to 0.5%/year for each term for deposit interest rates from 6-12 months.

Deposit interest rates at Indovina Joint Venture Bank (IVB) are listed at the highest level among foreign bank branches and joint venture banks in Vietnam.

Currently, the deposit interest rates for individual customers receiving interest at the end of the term at IVB are as follows: Interest rate for 1-month term: 4%/year; 2-month term: 4.2%/year; 3-month term: 4.3%/year; 6-month term: 5.1%/year; 9-month term: 5.15%/year; 12-month term: 5.65%/year; 13-month term: 5.7%/year; 18-month term: 5.75%/year and the highest mobilization interest rate is 5.8%/year, applied to savings deposit terms of 24 months or more.

Notably, Public Bank Vietnam is also listing an 18-month term interest rate of up to 5.95%/year, while the 24-36 month term interest rate is 5.6%/year, lower than the same term interest rate announced by IVB.

Savings interest rates for individual customers at Vietnam - Russia Joint Venture Bank (VRB) are also up to 5.6%/year with terms from 18-36 months. Interest rates for the remaining terms are listed by VRB at the leading level among foreign banks and joint venture banks in Vietnam.

Specifically, the 6-month term bank interest rate at VRB is 5.1%/year, the 9-month term is 5.2%/year and the 12-month term is 5.5%/year.

A bank from Korea, Woori Bank Vietnam, lists the highest deposit interest rate of 5.1%/year, applicable to 36-month term deposits. The interest rate for 12-24-month term deposits at this bank is 5%/year.

While the interest rates for deposits with terms of 12 months or more at foreign bank branches and joint venture banks are not significantly different from the interest rates for deposits with the same term at domestic banks, the interest rates for deposits with terms of less than 6 months are listed at very low levels.

Typically, HSBC only lists interest rates for 1-2 month terms at 1%/year, the lowest among banks operating in Vietnam.

HSBC also listed the bank interest rate for a 3-month term at only 2.25%/year, and for a 6-9 month term at 2.75%/year.

Meanwhile, the highest interest rate listed by this bank is only 3.75%/year, applied to deposits with terms of 18-36 months. This interest rate is even lower than the interest rate for deposits with terms of less than 6 months at many other banks.

Some banks list interest rates for 6-9 month terms below 5%/year.

Of which, the interest rates for 6 and 9-month terms at Woori Bank are 4.3%/year; at HSBC 2.75%/year; at Standard Chartered 3.6% and 4.2%/year respectively; at Shinhan Bank 3.2% and 3.7%/year respectively.

Interest rates for 6- and 9-month terms at UOB Vietnam are 4%/year, while Hong Leong Bank Vietnam is listed at 4.45% and 4.4%/year.

Notably, some banks also listed 12-month term interest rates below 5%/year. Of which, at HSBC it is 3.25%/year, at Standard Chartered it is 4.54%/year; at Shinhan Bank it is 4.9%/year.

The 12-month term interest rate at UOB Vietnam is only 4%/year, while Hong Leong Bank Vietnam is listing an interest rate of 4.65%/year for this term deposit.

Today, there is no change in interest rates at domestic commercial banks, joint venture banks and foreign bank branches in Vietnam.

Among domestic commercial banks, since the beginning of June, GPBank is the first bank to increase deposit interest rates since the beginning of June.

There are two banks that reduced deposit interest rates in June: LPBank (18-60 month term, 0.2%/year reduction) and Bac A Bank (12-36 month term, 0.1%/year reduction).

INTEREST RATES OF BANKS ON JUNE 9, 2026 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
WOORI BANK 3.2 3.7 4.3 4.3 5 5
HSBC 1 2.25 2.75 2.75 3.25 3.75
Standard Chartered 2.6 3.1 3.6 4.2 4.54 4.54
Shinhan Bank 2.5 2.7 3.2 3.7 4.9 5.3
Public Bank 3.8 4 5.0 5.2 5.5 5.95
IVB 4 4.3 5.1 5.15 5.65 5.75
VRB 3.3 3.5 5.1 5.2 5.5 5.6
UOB Vietnam 3 3 4 4 4
Hong Leong Bank 3.25 3.55 4.45 4.4 4.4
CIMB Vietnam 3.8 4.2 5 5.1 5.3
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BAC A BANK 3.9 4.2 5.35 5.45 5.6 5.9
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BIDV 2 2.3 3.3 3.3 4.7 4.7
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.1 5.6
GPBANK 3.95 4.05 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.25 3.55 4.55 4.55 4.75 4.75
TPBANK 3.5 3.8 4.8 4.9 4.9 5.5
VCBNEO 4.15 4.35 5.4 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 4 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2
Gold price today, June 9: Entering the decisive week, forecast to increase again Gold price today, June 9 is forecast to increase again this week. The outlook for gold price in the coming time is positive because it still maintains the important support level around 3,300 USD/ounce.

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-9-6-2025-ngan-hang-ngoai-nao-co-lai-suat-cao-nhat-2409475.html