MB warns of common forms of fraud

Impersonating employees, government officials, and reputable organizations is no longer a new scam tactic. However, recently, there has been a situation in the market where some scammers impersonating officials of reputable organizations have continuously changed their tactics to become more sophisticated and increasingly fraudulent in order to appropriate money in accounts.

I. Forms of fraud

1. Impersonating a reputable organization
2. • Impersonating banks, financial services, delivery units, recruitment to send fake emails, text messages or make fraudulent calls.
   • Lure victims to fake websites to steal personal information and bank accounts.
   • Common forms: impersonation to increase card limit, fake promotions, delivery scams, lottery winnings, seasonal jobs.
2. Impersonating police to make online ID card
3. • Taking advantage of the policy of issuing ID cards to children under 6 years old, bad guys impersonating police officers guide registration via Zalo and ask to access a fake link.
   • Steal biometric data, personal information, install malware to take control of phones and bank accounts.
3. Impersonating police to ask victims to transfer money
4. • Impersonating police to inform victims about money laundering and smuggling.
   • Threatened with arrest, asked to transfer money to prove innocence, not to reveal to anyone.
   • Collect personal information to hijack bank accounts.
4. Impersonating an electricity employee
5. • Call or text to pay the electricity bill or the electricity will be cut off.
   • Enticing people to visit fake links, scan QR codes or install malicious apps to steal bank accounts.
   • Fake electricity bill discounts to trick customers into paying through unofficial channels.
     II. Recommendations from banks

• Do not access strange links or scan QR codes sent by strangers.
• Do not provide personal information over the phone or on social networks.
• Contact the police immediately if you suspect fraud.
• Do not save banking information on applications of unknown origin, regularly update security.
• Check your order via the shipping company's official website.
• Only trade through official channels , do not transfer money to personal accounts.
• Be wary of calls and messages from strangers impersonating authorities.
• Do not share personal information on social networks to avoid being exploited.
• Check job postings carefully , avoid unusual payment and interview requests.
• Always contact the bank through official channels when in doubt.

Source: https://www.mbbank.com.vn/chi-tiet/tin-mb/mb-canh-bao-cac-hinh-thuc-lua-dao-pho-bien-2025-3-4-16-51-6/5175