MB warns about common forms of fraud.

Impersonating government employees, officials, or reputable organizations is no longer a new scam tactic. However, recently, some fraudsters impersonating officials from reputable organizations have been continuously changing their methods to become more sophisticated and increasingly widespread in order to scam and steal money from accounts.

I. Forms of fraud

1. Impersonating a reputable organization
2. • They impersonate banks, financial services, delivery companies, or recruiters to send fake emails, text messages, or make fraudulent phone calls.
   • They lure victims to fake websites to steal their personal information and bank account details.
   • Common forms of scams include: impersonation to increase credit card limits, fake promotions, delivery scams, prize scams, and seasonal work scams.
2. Impersonating police officers to obtain ID cards online.
3. • Taking advantage of the policy of issuing identity cards to children under 6 years old, scammers impersonate police officers, instructing people to register via Zalo and requesting them to access a fake link.
   • Stealing biometric data and personal information, installing malware to gain control of phones and bank accounts.
3. Impersonating police officers to extort money from victims.
4. • Impersonating police officers, they informed the victim that they were involved in money laundering and smuggling.
   • They threatened to arrest them, demanded money to prove their innocence, and forbade them from disclosing the matter to anyone.
   • Collecting personal information to hijack bank accounts.
4. Impersonating electricity company employees
5. • Call or text to demand payment of the electricity bill, otherwise the power will be cut off.
   • They lure people into clicking on fake links, scanning QR codes, or installing malicious apps to steal bank account information.
   • They faked electricity bill discounts to trick customers into paying through unofficial channels.
     II. Recommendations from the bank

• Do not access strange links or scan QR codes sent by strangers.
• Do not provide personal information over the phone or on social media.
• Contact the police immediately if you suspect you have been scammed.
• Avoid saving your banking information on apps from unknown sources, and regularly update your security settings.
• Check your order status through the shipping company's official website.
• Only conduct transactions through official channels ; do not transfer funds to personal accounts.
• Be wary of calls and messages from strangers impersonating government officials.
• Avoid sharing personal information on social media to prevent being exploited.
• Carefully check job postings to avoid unusual payment requests or interview requirements.
• Always contact the bank through official channels if you have any doubts.

Source: https://www.mbbank.com.vn/chi-tiet/tin-mb/mb-canh-bao-cac-hinh-thuc-lua-dao-pho-bien-2025-3-4-16-51-6/5175