Health insurance premium for students in the 2025-2026 school year

In the 2025 school year, the health insurance premium for students will not change compared to the 2024 school year. However, from July 1, 2025, according to new regulations, this group of subjects will receive an increase in the minimum support level from the state budget to 50% of the premium (30% in 2024), so the total amount that students actually pay for health insurance in the 2025-2026 school year will decrease compared to before.

Illustration: thuvienphapluat.vn

To help parents and students better understand the regulations on participating in student health insurance (HI) in the 2025-2026 school year, Vietnam Social Security provides specific information as follows:

Subjects participating in student health insurance: Subjects participating in student health insurance are students studying at educational institutions in the national education system, including civilian students studying at military and public security schools (except for those who have participated in other groups).

Place to register for student health insurance: Students register for health insurance at the educational and training institution where they are studying and follow the instructions.

Student health insurance payment method and level

- Regarding payment method: Students can choose to pay health insurance periodically every 3 months, 6 months, or 12 months.

- Regarding monthly contribution: Equal to 4.5% of the basic salary, corresponding to the contribution amount (excluding support from the state budget):

2,340,000 VND/month (basic salary) x 4.5% = 105,300 VND/month (1,263,600 VND/year)

Accordingly, the amount of health insurance premium for students (after deducting the 50% reduction support from the State budget) is specifically:

Pay for 3 months = 52,650 VND x 03 months = 157,950 VND

Pay for 6 months = 52,650 VND x 06 months = 315,900 VND

Pay for 12 months = 52,650 VND x 12 months = 631,800 VND

Source: https://baothainguyen.vn/giao-duc/202508/muc-dong-bao-hiem-y-te-hoc-sinh-sinh-vien-nam-hoc-2025-2026-50749d9/