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Generate automatic returns on your idle funds via Techcombank Mobile. |
Earn interest up to 4.4% per year on your entire balance.
While the Automated Profit 1.0 version, launched in early 2024, only generated profits above a standard threshold, with returns only applied to balances exceeding that threshold, version 2.0 allows your entire balance to generate profit.
Optimizing value, no compartmentalization, no threshold limits, and regular monthly returns are the phrases that describe the features of the Automated Profit 2.0 version. With this model, whether the account balance is several hundred million or just 1 VND, customers can enjoy a yield of up to 4.4%/year - nearly 90 times higher than a regular non-term account (0.05%/year).
Ready to spend 24/7
Before Techcombank's Automatic Interest Rate feature, customers who wanted their idle money to earn interest typically turned to savings or investment solutions. However, these options lacked liquidity, and withdrawing money for spending would affect the actual profit received.
Currently, if you open a bank account with Automatic Interest Generation enabled on Techcombank Mobile, the money in your payment account will both automatically generate interest and can be used for transfers, payments, and withdrawals via debit card.
According to Mr. Nguyen Anh Tuan, Director of Retail Banking (Techcombank), Automatic Profit Generation is not only a tool to optimize the yield on idle cash flow, but it also changes the way customers manage their finances. When the account balance is automatically optimized for yield, customers tend to keep money in their accounts longer instead of withdrawing it for consumption.
"It is products like these that will help customers develop smart financial habits. Keeping money in an account not only generates profit but also contributes to the stability of the financial system," said Mr. Nguyen Anh Tuan.
Easy to manage, transparent payments.
When Auto Profit is activated, the profit on the funds in the checking account will be calculated based on the actual balance at the end of the day, accumulated, and paid monthly. The amount of profit received by the customer each day and each month is reported and fully displayed in the "Automatic Profit Management" section on Techcombank Mobile.
In particular, all information regarding operation, yields, and terms is provided fully and transparently to customers before they decide to activate the service. Balances and assets are fully protected in accordance with the regulations of the State Bank of Vietnam and current laws.
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The path to profitability is open to everyone; activate Techcombank Automatic Profit Generation today to discover it . |
Double your value with U-Point points.
With profits earned from Automated Profit, customers can convert them into U-Points. By simply activating the "Optimize Benefits with U-Point" feature, 1 VND of customer profit can be exchanged for 2 U-Points.
The U-Point points earned can be used to purchase tickets, book rides, make payments, and redeem points for vouchers at hundreds of brands nationwide.
Nearly 5 million users have activated the program, and Techcombank's Automatic Returns program has won one gold and two bronze awards in the categories of: Outstanding Product of 2025, Best AI Application Product, and Outstanding Financial Service Product at the 22nd annual Stevie Awards International Business Awards. Along with many other impressive financial indicators, this is proof of Techcombank's success. Open a Techcombank account and activate Automatic Returns today to optimize your idle funds and take advantage of the latest offers!
Source: https://baoquocte.vn/techcombank-sinh-loi-tu-dong-bat-1-tinh-nang-nhan-4-loi-ich-335168.html
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