Complete list of BIDV and Agribank interest rates at the end of December.

BIDV 's listed savings interest rates are relatively similar, ranging from 0.1% to 5.3% per year. (Graphic: Tuyet Lan)

For 1-month and 2-month terms, Agribank lists interest rates 0.2% lower than BIDV. Specifically, Agribank lists an interest rate of 2%/year, while BIDV lists an interest rate of 2.2%/year.

For terms of 3-5 months, Agribank and BIDV list interest rates at 2.5% per year. For terms of 6-11 months, savings interest rates at Agribank and BIDV are listed at 3.5% per year. Customers depositing for 12-18 months receive an interest rate of 5% per year. Customers depositing for 24 months receive the highest interest rate of 5.3% per year.

In addition, customers who deposit money without a fixed term or make payments at Agribank will receive an interest rate of 0.2% per year.

Customers depositing money without a fixed term at BIDV will receive an interest rate of 0.1% per year.

Agribank savings interest rate table as of December 27, 2023. Screenshot.

BIDV savings interest rate table as of December 27, 2023. Screenshot.

Readers can quickly calculate bank deposit interest using the following formula:

Interest = Deposit amount x interest rate (%)/12 months x number of months deposited.

For example, you deposit 500 million VND into bank A, with an interest rate of 5.3% for a 24-month term. The interest you will receive is estimated to be:

Interest = 500 million VND x 5.3%/12 x 24 months = 53 million VND.

Before depositing savings, readers should compare savings interest rates between different banks and between different terms to earn the highest possible interest.

* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.

Readers can find more articles about interest rates HERE.

Source: https://laodong.vn/tien-te-dau-tu/tron-bo-lai-suat-bidv-va-agribank-cuoi-thang-12-1285232.ldo