Thousands of business households found the solution after the Workshop "Abolishing lump-sum tax: What do business households need to prepare?"

Hanoi, August 26, 2025 - The workshop "Abolishing lump-sum tax: What do business households need to prepare?" was jointly organized by the Vietnam Tax Consultants Association (VTCA), MISA Joint Stock Company and Vietnam Prosperity Joint Stock Commercial Bank (VPBank) attracting the participation of tax authorities, financial and accounting experts, press agencies, and nearly 3,000 business households to follow online. The event affirmed the urgency of the transition from lump-sum tax to declaration, providing timely answers to the business household community.

Mr. Nguyen Quang Khai - Deputy Director of MISA Retail Solutions Division delivered the opening speech

Speaking at the opening of the workshop, Mr. Nguyen Quang Khai - Deputy Director of MISA Retail Solutions emphasized that eliminating lump-sum tax is both a challenge to change habits and an opportunity for business households to be transparent about their financial obligations, have more favorable conditions to access capital from banks, easily cooperate with businesses, participate deeply in the value chain and affirm their reputation in the market.

Ms. Nguyen Thi Thu Ha - Former Director of the Department of Propaganda and Taxpayer Support shared about the new tax policy for business households and individuals according to Resolution 68-NQ/TW on private economic development.

Opening the program, Ms. Nguyen Thi Thu Ha - Former Director of the Department of Propaganda and Taxpayer Support shared about the new tax policy for business households and individuals according to Resolution 68-NQ/TW on private economic development. Accordingly, the resolution directs the elimination of lump-sum tax for business households by 2026 at the latest; electronic tax collection initiated from cash registers; abolishment of business license fees; encouragement of converting business households to operate under the enterprise model. A notable new point is the elimination of lump-sum tax for households, aiming to create equality in tax regime between business households and enterprises, while ensuring transparency in business household operations.

According to Ms. Ha, previously, Decree 70/2025/ND-CP amending and supplementing Decree 123/2020/ND-CP also stipulated that invoices and documents require business households with revenue of 1 billion VND/year to use electronic invoices connected to cash registers from June 1, 2025, creating a premise for millions of business households nationwide to gradually abandon the lump-sum tax payment method. In the context of a series of new tax regulations, Ms. Ha said that business households need to proactively understand their legal rights and obligations in business activities, have a deep understanding of the legal consequences of non-compliance, determine what to do themselves, what to hire services for (electronic invoice services, accounting services, tax agency services); proactively integrate, adapt, and develop in the new business environment.

To support business households and individuals in complying with tax regulations and electronic invoices according to Resolution 68-NQ/TW and Decree 70/2025/ND-CP, Mr. Nguyen Quang Khai - Deputy Director of MISA Retail Solutions introduced a solution set for sales management - electronic invoices - tax declaration specifically for business households. This solution set was developed by MISA with the goal of helping business households manage comprehensively, effectively, easily deploy, fully comply with tax regulations and optimize costs.

Mr. Nguyen Quang Khai - Deputy Director of MISA Retail Solutions introduced the sales management solution - electronic invoices - tax declaration specifically for business households.

For small businesses, MISA has developed the MISA eShop Business Sales Management Platform to help businesses manage all sales activities, issue invoices, declare taxes, etc. on just one application and with just one smartphone. In addition, the integrated artificial intelligence (AI) solution helps sellers place orders by voice quickly and easily. The software also automatically synthesizes data and sends sample tax declarations to the tax authority right on the phone.

For larger businesses, MISA provides a solution set including MISA eShop software and hardware (POS system), helping businesses issue invoices promptly upon sale. MISA eShop software is also directly connected to MISA's accounting and tax solutions, to automate data entry, accounting, and electronic tax declaration and payment right on the software. In addition, the software is also integrated with the MISA ASP Service Accounting Platform, helping to connect directly with 23,900 accounting and tax experts, ready to serve millions of businesses switching to declaration, improving professionalism in financial management, standardizing accounting, tax compliance and sustainable development.

Following MISA's digital solutions, Mr. Ngo Binh Nguyen - Director of VPBank's Household Business Segment introduced suitable financial solutions specifically for households such as the V20K loan package with preferential interest rates from only 3.99%/year for mortgage loans, loan limit up to 20,000 billion VND, or opening a VPBank CommCredit credit card with a refund of up to 12%, or profitable accumulation solutions with attractive yields of 3.5% from the Super Profit toolkit, especially suitable for customers with idle cash flow in the short term.

Mr. Ngo Binh Nguyen - Director of VPBank Household Business Segment introduced suitable financial solutions specifically for households.

Mr. Nguyen said: “VPBank is committed to accompanying the business customer community, from individuals to individual business households, not only providing capital but also supporting operations management, insurance and reinvestment, creating a closed value chain. From there, promoting long-term prosperity for customers and for the entire Vietnamese business community.”

Seminar “Abolishing lump-sum tax: What do business households need to prepare?”

Within the framework of the program, the discussion section "Abolishing lump-sum tax: What do business households need to prepare?" took place with the participation of speakers: Ms. Nguyen Thi Thu Ha - Former Director of the Department of Propaganda - Taxpayer Support; Mr. Nguyen Quang Khai - Deputy Director of Retail Solutions, MISA Joint Stock Company; Mr. Ngo Binh Nguyen - Director of VPBank's business household segment, moderated by Ms. Le Thi Thuy - Director of Bach Khoa Tax Consulting Services Co., Ltd. The speakers discussed and analyzed the legal regulations and new obligations of business households after abolishing lump-sum tax in some specific cases, technological solutions to support households in making invoices - managing books - declaring and financial solutions to support cash flow, capital and digital transformation for households.

With more than three decades of experience in technology development in the fields of finance - accounting - tax, MISA is committed to accompanying business households and individuals to effectively and conveniently implement the invoice and voucher regime and tax payment obligations in accordance with the provisions of Resolution 68-NQ/TW, Resolution 198/2025/QH15 and Decree 70/2025/ND-CP.

Source: https://www.misa.vn/153349/hang-nghin-ho-kinh-doanh-tim-duoc-loi-giai-sau-hoi-thao-bo-thue-khoan-ho-kinh-doanh-can-chuan-bi-gi/