TPBank's counter and online deposit interest rates in May 2025

TPBank counter deposit interest rates in May 2025

According to the latest interest rate schedule applied by TPBank from February 6, in May 2025, the interest rate framework for savings at the counter for individual customers remains the same as the previous month. The interest rate for receiving interest at the end of the term ranges from 3.5% to 5.8%/year, depending on the term.

For short-term deposits of less than 1 month, including 1 week, 2 weeks and 3 weeks, the interest rate is generally applied at 0.5%/year, unchanged over many months.

For 1-month, 2-month and 3-month terms, customers enjoy interest rates of 3.5%/year, 3.7%/year and 3.8%/year respectively. This is a popular term group for those who need flexible capital sources.

For the 6-month term, TPBank applies an interest rate of 4.6%/year, while for the 9-month term it is 4.9%/year. For the 18-month term, the interest rate increases to 5.5%/year, helping to optimize efficiency for customers with long-term capital.

The highest is the 36-month term, with an interest rate of 5.8%/year, which remains stable and is the highest in TPBank's counter interest rate system.

TPBank stipulates that if a customer closes a term deposit before maturity, the bank will only apply the lowest non-term interest rate in effect at the time of closing. This helps customers be proactive, but they also need to consider carefully before withdrawing money early.

In addition, the bank can apply other flexible interest rates for each customer; however, that rate must still be within the interest rate ceiling prescribed by the State Bank of Vietnam .

TPBank online deposit interest rates May 2025

In May 2025, TPBank will launch more attractive interest rates for online savings, ranging from 3.5% to 5.8%/year for terms from 1 to 36 months.

Specifically, the terms from 1 month to 3 months are applied at 3.5% - 3.8%/year respectively. From 6 months to 9 months, the interest rate increases to 4.8% - 4.9%/year.

Notably, from the 12-month term onwards, customers who save online will receive higher interest rates than at the counter:

12 months: 5.2%/year

18 months: 5.5%/year

24 – 36 months: up to 5.8%/year

This is the ideal choice for customers who want to optimize interest rates while still being able to make flexible transactions via e-banking applications.

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Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-tpbank-thang-may-2025-10297168.html