Vice Chairman of the Provincial People's Committee Tran Bao Ha requested members of the Board of Directors of the Social Policy Bank of Ha Tinh province to promote their role in directing, inspecting, and supervising, contributing to improving the effectiveness of policy credit activities in the area.
On the afternoon of January 17, Vice Chairman of the Provincial People's Committee Tran Bao Ha - Head of the Board of Directors of the Social Policy Bank (CSXH) of Ha Tinh province chaired a conference to evaluate the results of policy credit activities in 2023 and deploy tasks for the first quarter of 2024. |
Vice Chairman of the Provincial People's Committee Tran Bao Ha chaired the conference.
In 2023, the Provincial Social Policy Bank directed district and town-level units to actively mobilize capital from organizations and individuals; focusing on mobilizing savings deposits through savings and loan groups, deposits at commune transaction points and local entrusted capital sources to effectively implement social policy credit in the area.
By December 31, 2023, total policy credit capital will reach VND 6,685.4 billion, an increase of VND 868 billion (equivalent to a growth rate of 14.9% compared to the beginning of 2023).
Ms. Bui Thi Ngoc Ha - Director of the Bank for Social Policies of Ha Tinh province reported on the results of policy credit work in the area in 2023.
In 2023, the total lending turnover of the Provincial Social Policy Bank reached 1,975.9 billion VND with 36,055 poor households and policy beneficiaries receiving loans.
As of December 31, 2023, the total outstanding policy credit balance reached VND 6,679.8 billion, an increase of VND 876.2 billion compared to the beginning of 2023 and an increase of 15.1% compared to 2022 with 107,715 customers with outstanding debt. The branch's overdue debt was nearly VND 3.1 billion, accounting for 0.046% of the total outstanding debt; frozen debt was VND 2.9 billion, accounting for 0.044% of the total outstanding debt.
By December 31, 2023, the outstanding loan balance under Resolution 11/NQ-CP of the Government of the Provincial Social Policy Bank reached VND 929.6 billion, an increase of VND 586.5 billion compared to 2022, completing 100% of the assigned plan with 12,048 customers with outstanding loans...
At the conference, delegates focused on analyzing and clarifying the causes of existing problems in policy credit work in Ha Tinh in 2023; thereby suggesting solutions to effectively implement tasks in 2024, first of all in the first quarter of 2024.
Mr. Nguyen Van Trung - Director of the State Bank of Vietnam, Ha Tinh Province Branch, highly appreciated the credit growth rate of the Vietnam Bank for Social Policies, Ha Tinh Province in 2023.
Speaking at the conference, Vice Chairman of the Provincial People's Committee Tran Bao Ha emphasized: In 2023, in the context of many difficulties, policy credit activities in the area achieved positive results.
The Vice Chairman of the Provincial People's Committee also frankly pointed out the difficulties and shortcomings of policy credit activities in the area such as: the local budget capital is still low compared to the national average; the number of poor households, near-poor households, and newly escaped-poverty households is increasingly narrowing, while those with average living standards who need resources for economic development are not eligible for loans; the entrusted activities of some socio -political organizations are still limited...
Deploying the tasks of the first quarter of 2024, Vice Chairman of the Provincial People's Committee Tran Bao Ha requested members of the Board of Representatives of the Provincial Bank for Social Policies to promote the role of directing, inspecting and supervising policy credit activities, considering this a regular task.
The Vice Chairman of the Provincial People's Committee assigned the Department of Finance to pay attention to and advise the Provincial People's Council and People's Committee to promptly transfer local capital entrusted to the Bank for Social Policies; develop a plan to advise on transferring budget capital for the following years to achieve the goals specified in Decision 05/QD-TTg of the Prime Minister; coordinate with the Provincial Police to advise the Provincial People's Committee to transfer capital entrusted from the local budget to lend to people who have completed their prison sentences according to Decision No. 22/2023/QD-TTg.
The Department of Labor, Invalids and Social Affairs directs and guides districts and cities to review and promptly supplement poor and near-poor households during the year as a basis for the Provincial Bank for Social Policies to deploy loans according to regulations. The Board of Directors of the Provincial Bank for Social Policies at the district level develops a plan and advises the Provincial Party Committee and the Provincial People's Committee to direct the implementation of the 10-year review of the implementation of Directive No. 40-CT/TW of the Secretariat on strengthening the Party's leadership over social policy credit activities.
The Vice Chairman of the Provincial People's Committee requested that the entrusted organizations strengthen inspection and supervision of grassroots organizations; urge, handle and collect overdue debts and outstanding interest; do a good job of confirming loan recipients, inspecting, supervising and guiding the effective use of loans...
The Board of Directors of the Social Policy Bank of districts, towns and cities shall include the leadership and direction of policy credit activities in the regular programs and plans of the Party Committees and local authorities at district and grassroots levels; advise the People's Council and People's Committee to balance the local budget to transfer to the Social Policy Bank...
Provincial and district-level Social Policy Banks focus on mobilizing resources, resolutely implementing credit targets and plans assigned by the Central Government, not allowing outstanding debt to decrease compared to December 31, 2023; advising the Provincial and District People's Councils to promptly transfer capital to Social Policy Banks for lending to poor households and policy beneficiaries...
Thu Phuong
Source
Comment (0)