Van Chan effectively implements entrusted loan activities.

Inspection and supervision of entrusted activities are carried out regularly and continuously. In the second quarter of 2025 alone, 31 inspections were conducted on socio-political organizations at the commune level, 31 inspections on savings and loan groups, and 150 inspections on loan households with a total amount of 12,845 million VND.

>> The Social Policy Bank branch in Van Chan district promptly meets the demand for policy-related capital.

>> The Social Policy Bank of Van Chan district has outstanding loans exceeding 802 billion VND.

>> Effectiveness of policy-based capital in Van Chan

>> Van Chan creates leverage for poverty reduction through policy credit

Over the years, the Social Policy Bank (SPB) branch in Van Chan district has effectively coordinated with political and social organizations in communes and towns to successfully implement directives of the Party Central Committee, decisions of the Government, guiding documents of central ministries and agencies, and resolutions and decisions of the higher-level SPB Board of Directors. Through this, it has effectively implemented entrusted activities to deliver preferential government capital to the right recipients, maximizing its effectiveness and contributing to poverty reduction, gradually improving the quality of life for people in remote areas, ethnic minority communities, and policy beneficiaries.

Comrade Dinh Cong Thai - Director of the District Branch of the Vietnam Bank for Social Policies, said: "The District Branch of the Vietnam Bank for Social Policies, in coordination with entrusted organizations and associations, and the People's Committees of communes and towns, closely followed the assigned plan targets to organize disbursement from the beginning of the year. By the end of May 2025, the total capital of the unit reached 806,296 million VND, equivalent to 97.6% of the assigned plan; an increase of 31,030 million VND, or 3.99%, compared to 2024."

With available capital, the unit focused on lending to households through socio-political organizations, with loan disbursements reaching VND 87,527 million to 1,149 borrowers. Credit quality was maintained, with total overdue loans amounting to VND 372 million, equivalent to 0.04%, a decrease of VND 51 million compared to 2024. According to the report, the total entrusted loan balance reached VND 805,462 million, accounting for 99.9% of the total outstanding loans; an increase of VND 30,807 million compared to 2024.

Specifically, the District Farmers' Association, through 24 commune-level organizations, manages 89 savings and loan groups and 3,045 borrowers, with a total outstanding loan balance of 210,186 million VND, an increase of 7,048 million VND compared to the beginning of the year, accounting for 26.07% of the total outstanding loan balance; the District Women's Association, through 24 commune-level organizations, manages 95 savings and loan groups and 3,228 borrowers with a total outstanding loan balance of 217,708 million VND, an increase of 8,990 million VND compared to the beginning of the year, accounting for 27% of the total outstanding loan balance. The District Veterans Association, through 24 commune-level organizations, manages 80 savings and loan groups and 2,667 borrowers with a total outstanding loan balance of 186,915 million VND, an increase of 8,322 million VND compared to the beginning of the year, accounting for 23.18% of the total outstanding loan balance; the District Youth Union, through 24 commune-level organizations, manages 80 savings and loan groups and 2,832 borrowers with a total outstanding loan balance of 190,654 million VND, an increase of 6,447 million VND compared to the beginning of the year, accounting for 23.65% of the total outstanding loan balance.

Members of mass organizations who borrowed policy-based credit have invested in purchasing 256 buffaloes and cows and 57 other types of livestock such as turtles, chickens, goats, and pigs; planting 10 hectares of fruit trees; planting, renovating, and caring for 543 hectares of acacia, bodhi, and cinnamon trees; planting and renovating 96 hectares of tea; renovating and repairing 9 kiosks; building and repairing 155 clean water facilities and 156 sanitation facilities; creating 86 jobs... making a significant contribution to achieving poverty reduction goals, ensuring social security, and building new rural areas.

Inspection and supervision of entrusted activities are carried out regularly and continuously. In the second quarter of 2025 alone, 31 inspections were conducted on socio-political organizations at the commune level, 31 inspections on savings and loan groups, and 150 inspections on loan households with a total amount of 12,845 million VND.

Through inspection and supervision, the unit promptly rectified the entrusted lending activities of socio-political organizations at the commune level and savings and loan groups, as well as promptly handled risky and bad debts. Socio-political organizations at the commune level have increasingly enhanced their roles and responsibilities, basically fulfilling their entrusted contracts well; proactively and more rationally allocating time in developing self-inspection and supervision programs for savings and loan groups and borrowers; improving loan approval processes; focusing on checking the effectiveness of loan utilization, especially checking loans after 30 days to promptly detect and handle cases of misuse of loan funds...

Continuously improving the quality of entrusted work, the unit regularly organizes professional training courses and disseminates policies, helping officials and people understand preferential credit policies, closely follow the tasks in the entrustment contract, the operational guidance documents of the Vietnam Bank for Social Policies; assigned plans, rights and obligations of borrowers, loan procedures, especially raising the awareness of the people and the responsibility of the staff in improving the efficiency of loan capital and fulfilling obligations when borrowing.

Comrade Dinh Cong Thai affirmed: "In the coming time, when the entire political system implements the policy of restructuring and streamlining the apparatus and operating a two-tiered government organizational model, it will directly impact the entrusted activities. Therefore, the unit has proactively developed plans to maintain effective operation, so that the preferential capital of the Government continues to be an important credit channel in the work of poverty alleviation and ensuring social security in the area."

Le Phien

Source: https://baoyenbai.com.vn/12/352298/Van-Chan-trien-khai-hieu-qua-hoat-dong-uy-thac-vay-von.aspx