Why are users' bank accounts vulnerable to hackers?

As the digital environment evolves, cyberattacks targeting financial institutions are on the rise, and these incidents largely occur in cyberspace.

There have been 325,225 instances of malware attacking bank accounts.

According to Kaspersky Security Bulletin 2023 Statistics, there were 325,225 malware programs designed to steal money by accessing bank accounts online.

Kaspersky detected and blocked these malware programs in 2023, a decrease of approximately 30% compared to the previous year. In its Crimeware and Financial Threats in 2024 report, Kaspersky experts also predicted an increase in the exploitation of direct payment systems. Accordingly, cybercriminals will exploit vulnerabilities in open-source software to compromise corporate cybersecurity, potentially leading to data leaks and financial losses. Therefore, financial institutions must increase vigilance and strengthen their cybersecurity solutions.

In addition, this cybersecurity company also revealed some typical reasons why user data is leaked: Bank security systems: Vulnerabilities in the system, applications, or customer information security policies of banks are among the reasons why user accounts are easily attacked by hackers. Data trading rings: Scammers exchange and trade user information from bank employees, including account numbers, ID/citizen identification numbers, addresses, phone numbers, etc.

Ms. Vo Duong Tu Diem, Director of Kaspersky Vietnam, commented: “Indeed, no system is absolutely secure; however, banks and other financial institutions are investing heavily in information security to reduce the likelihood of malicious actors infiltrating their systems. Furthermore, users should avoid installing applications from unknown sources and sending verification codes to others during money transactions, making it difficult for fraudsters to access accounts and steal money.”

Accordingly, Kaspersky offers the following advice to help users minimize the risk of data breaches: Limit the installation of alternative or unknown source applications; Because applications outside of Google Play and the Apple Store do not guarantee quality and security, cybercriminals can access users' devices and steal data and money; Do not share verification codes with anyone because the transaction service system will default to the user's actions; Activate biometric and Face ID payments to increase security when making money transactions; Protect all technology devices when making online transactions with a reliable security solution, such as Kaspersky Internet Security with Safe Money or Kaspersky Premium, to protect users anywhere when they provide bank card details or make online payments…

KIM THANH

Source: https://www.sggp.org.vn/vi-sao-tai-khoan-ngan-hang-cua-nguoi-dung-de-bi-tin-tac-tan-cong-post729322.html