People in Binh Dien are cultivating saplings to develop production forests.

A bridge connecting the "Party's will" to the people's hearts.

We visited the family of Ms. Ha Thi Hoa in Hoa Duong village, one of the exemplary households in the commune in terms of economic development. Ms. Hoa recounted: "Previously, my family faced difficulties and lacked capital to start a business. In 2022, thanks to the attention of the Party Committee and the commune government, and the guidance of the Women's Union, I obtained a 100 million VND loan from the Social Policy Bank (NHCSXH) in Huong Tra district through a job creation support program. This loan allowed me to invest in improving my garden land, purchasing acacia and fruit tree seedlings to develop forestry and specialty crops. As a result, my family now has a stable income and long-term savings from forestry. With this policy-supported capital, my family has achieved the economic success we have today. This is a Party policy that is very much in line with the people's wishes…"

Leaving Ms. Hoa's house, we visited the economic model of Mr. Nguyen Quoc Trieu in Dong Hoa village – one of the exemplary startups that started with policy loans for newly-escaped-poverty households. Pointing to his fish pond, livestock pens, and fruit orchard, Mr. Trieu enthusiastically said: “Policy loans are truly the key to opening up economic development opportunities for my family. Thanks to the preferential interest rate, I boldly expanded my production model and created more jobs for people in the area.”

To maximize the effectiveness of policy credit funds, the role of entrusted organizations and associations, who directly bring the "Party's will" into people's lives, cannot be overlooked. Hoang Thi Tuyet, Chairwoman of the Women's Union of Binh Dien Commune, shared: "The Union currently manages over 95 billion VND in outstanding loans for 1,288 customers. We believe that each loan group is not only a disbursement point but also a place to disseminate the Party's guidelines and policies, and the State's laws and regulations. The image of exemplary Party members and union members taking the lead in borrowing capital for business and repaying on time has created a strong ripple effect, helping people change their mindset and way of doing things."

"Leverage" for a disadvantaged region.

Adhering closely to the development orientation of the Vietnam Bank for Social Policies (VBSP) in the new phase, from the beginning of 2026, the Huong Tra Branch of VBSP proactively implemented many comprehensive solutions, focusing all resources to accelerate the disbursement of preferential loans to poor households and policy beneficiaries in the area, contributing to the effective achievement of the goal of ensuring social security and promoting local socio-economic development.

Mr. Le Xuan Trung, Director of the Huong Tra Branch of the Vietnam Bank for Social Policies, said that with the large area after the merger in Binh Dien, the unit has to make more effort to bring capital to the right places. This Tet holiday, the Huong Tra Branch of the Vietnam Bank for Social Policies prioritizes quick disbursement so that people have working capital to ensure everyone has a prosperous Tet.

Assessing the role of policy credit, Mr. Tran Xuan Anh, Chairman of the People's Committee of Binh Dien commune, affirmed: Binh Dien is a unique area, formed by the merger of the former Huong Binh, Binh Thanh, and Binh Tien communes. Its large area and complex terrain make management in general quite challenging. However, under the focused leadership of the commune's Party Committee, policy credit capital has become the main "lever" for sustainable poverty reduction. The merger has helped us concentrate resources more effectively, and the Vietnam Bank for Social Policies (VBSP) is the bridge that helps us fulfill the poverty reduction criteria in the new rural development program.

Text and photos: QUOC TUAN

Source: https://huengaynay.vn/kinh-te/nong-nghiep-nong-thon/xuan-moi-tren-dat-binh-dien-163115.html