Bank interest rates today, December 3, 2024, increased "rapidly" to 6.5%/year. This is the highest bank interest rate after a joint venture bank just adjusted its interest rate schedule.
Indovina Bank Limited (IVB) - a joint venture between VietinBank and Cathay United Bank (Taiwan, China) - has just updated its new deposit interest rate table with a surprising increase of up to 6.5%/year, the highest deposit interest rate on the market today according to the official announcement.
Specifically, bank interest rates for individual customers receiving interest at the end of the term, with deposit terms from 24 months have increased to 6.5%/year after being adjusted to increase by 0.2%/year.
Previously, IVB listed a savings interest rate of 6.3%/year for deposits with terms of 24 months or more, which was also the highest rate in the market at this time.
Also with the increase in deposit interest rates of 0.2%/year, the 18-month term bank interest rate for individual customers receiving interest at the end of the term at IVB has increased to 6.3%/year, thereby affirming the No. 1 position of this bank in terms of mobilization interest rates for this term.
Previously, ABBank "withdrew" from the 6.3%/year interest rate, so now only IVB publicly lists this interest rate, except for Eximbank which lists the interest rate of 6.4%/year for online deposits with a term of 18-36 months on weekends.
Meanwhile, the 13-month term bank interest rate at IVB has officially reached 6.05%/year after increasing by 0.15%/year.
Not only with long terms, savings interest rates for remaining terms are also simultaneously increased by IVB.
Accordingly, the 1-month savings interest rate increased by 0.2%/year to 4%/year, and the 2-month term also increased by 0.2%/year to 4.1%/year.
The interest rate for 3-month deposits even increased by 0.25%/year to 4.35%/year. This is also the highest bank interest rate listed for 3-month deposits, while the ceiling interest rate according to the State Bank's regulations applied to deposits with terms of less than 6 months is 4.75%/year.
Also with an increase of 0.25%/year, IVB increased the 6-9 month term deposit interest rate to 5.35%/year from today, while the 12 month term deposit interest rate increased by 0.15%/year to 5.95%/year.
However, IVB is listing the deposit interest rate for terms under 1 month (1 week, 2 weeks, 3 weeks) at 0.2%/year, the lowest rate in the market today, while most banks list the deposit interest rate for these terms at 0.5%/year.
Tien Phong Commercial Joint Stock Bank ( TPBank ) has just increased its deposit interest rate by 0.2%/year for 1-3 month terms, and 0.1%/year for the remaining terms.
According to the online interest rate table, 1-month term increases to 3.7%/year and 3-month term increases to 4%/year.
Meanwhile, online savings interest rates for 6-month terms increased to 4.8%/year, 12-month terms to 5.3%/year, 18-month terms to 5.5%/year, and 24-36-month terms to 5.8%/year.
Apart from TPBank and IVB, deposit interest rates at other banks remained unchanged this morning. Previously, ABBank was the first bank to increase deposit interest rates in December. However, this bank only slightly increased 0.1%/year for 3- and 12-month term deposits, while reducing 0.5-0.6%/year for 15-24-month term deposits, and reducing 0.1%/year for 5-month term deposits.
Along with ABBank, Vietnam International Commercial Joint Stock Bank ( VIB ) is also the first bank to reduce interest rates this month with a reduction of 0.1%/year on interest rates for 3-5 month term deposits.
| HIGHEST DEPOSITS INTEREST RATES AT BANKS ON DECEMBER 3, 2024 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 2.9 | 3.6 | 3.6 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 4.2 | 5.6 | 5.6 | 5.8 | 5.7 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.85 | 4.15 | 5.3 | 5.4 | 5.7 | 6.05 |
| BAOVIETBANK | 3.3 | 4.35 | 5.2 | 5.4 | 5.8 | 6 |
| BVBANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 |
| CBBANK | 3.95 | 4.15 | 5.65 | 5.6 | 5.8 | 5.8 |
| DONG A BANK | 3.9 | 4.1 | 5.55 | 5.7 | 5.8 | 6.1 |
| EXIMBANK | 3.9 | 4.3 | 5.2 | 4.5 | 5.2 | 5.8 |
| GPBANK | 3.4 | 3.92 | 5.25 | 5.6 | 5.95 | 6.05 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| IVB | 4 | 4.35 | 5.35 | 5.35 | 5.95 | 6.3 |
| KIENLONGBANK | 3.9 | 3.9 | 5.4 | 5.3 | 5.7 | 5.7 |
| LPBANK | 3.8 | 4 | 5.2 | 5.2 | 5.5 | 5.8 |
| MB | 3.7 | 4 | 4.6 | 4.6 | 5.1 | 5.1 |
| MSB | 3.9 | 3.9 | 4.8 | 4.8 | 5.6 | 5.6 |
| NAM A BANK | 4.5 | 4.7 | 5 | 5.2 | 5.6 | 5.7 |
| NCB | 3.9 | 4.2 | 5.55 | 5.65 | 5.8 | 5.8 |
| OCB | 3.9 | 4.1 | 5.1 | 5.1 | 5.2 | 5.4 |
| OCEANBANK | 4.1 | 4.4 | 5.4 | 5.5 | 5.8 | 6.1 |
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 |
| SEABANK | 3.4 | 4.1 | 4.5 | 4.7 | 5 | 5.45 |
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 |
| TECHCOMBANK | 3.35 | 3.65 | 4.55 | 4.55 | 4.85 | 4.85 |
| TPBANK | 3.7 | 4 | 4.8 | 5.3 | 5.5 | |
| VIB | 3.6 | 3.8 | 4.8 | 4.8 | 5.3 | |
| VIET A BANK | 3.7 | 4 | 5.2 | 5.4 | 5.7 | 5.9 |
| VIETBANK | 3.9 | 4.1 | 5.2 | 5 | 5.6 | 5.9 |
| VPBANK | 3.6 | 3.8 | 4.8 | 4.8 | 5.3 | 5.3 |
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-3-12-2024-lai-huy-dong-tang-than-toc-len-6-5-nam-235872.html
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