HDBank interest rates in July 2025 are on the rise, 7-11 month terms create investment opportunities

Bank interest rates at HDBank in July 2025 increased sharply, especially the 7-11 month term, becoming an attractive choice for smart investors.

Savings interest rates at HDBank have been adjusted up slightly in many terms.

HDBank savings interest rates in July 2025 increased sharply in medium and long terms

In July 2025, HDBank has just adjusted its savings interest rates, bringing the interest rates for some terms to the highest level in the market, attracting the attention of many individual customers and investors. In particular, terms from 7 to 11 months are becoming a bright spot in the current savings interest rate picture, opening up opportunities for safe investment and reasonable profits.

According to the latest information, savings interest rates at HDBank have been adjusted up slightly for many terms, in which the 7-month and 11-month terms have attractive interest rates, ranging from 7.1% to 7.3%/year, higher than the average of other banks. This is a competitive interest rate, suitable for those who want to deposit money for the medium term but still ensure good profits.

Interest rates on non-term savings and short-term savings of less than 6 months are also kept stable, helping customers to be flexible in choosing a deposit method that suits their personal financial needs. In addition, HDBank also maintains high interest rates for customers who make online savings deposits, creating favorable conditions for quick and safe deposits.

Expert advice: 7–11 month term is the best choice

The adjustment of HDBank's savings interest rates in July 2025 reflects the increasingly fierce competition trend in the financial market, as banks step up policies to attract capital from individual customers. High savings interest rates not only help depositors have a stable income but also serve as a tool to support banks in increasing their operating capital.

Financial experts say that with the current savings interest rate, a 7-11 month term at HDBank is the optimal choice for investors who want to balance profit and liquidity. The deposit period is long enough to enjoy high interest rates, but not too long to be overly constrained by cash flow.

Customers who deposit savings at HDBank also enjoy convenient accompanying services such as opening online books, easy account management via digital banking applications, helping to save time and effort. This is a big plus in the context of strong financial technology development today.

Source: https://baodanang.vn/li-suat-ngan-hang-hdbank-thang-7-2025-len-ngoi-ky-han-7-11-thang-tao-co-hoi-dau-tu-3265156.html