Bank interest rates today July 15, 2025, in addition to special interest rate policies, some banks also give additional interest rates to depositors when meeting the conditions for savings deposits from 100 million VND.
According to statistics, many banks have a policy of paying interest rates on deposits at a ladder, such as: OCB, ACB , VPBank, Bac A Bank, VIB, GPBank or MB... Customers who deposit a larger amount of money will receive a higher interest rate.
Some banks such as ABBank, ACB, Vikki Bank, PVCombank, and HDBank even maintain special interest rate policies for special customers, with the highest mobilization interest rate reaching 9.65%/year.
In particular, ABBank listed the highest interest rate of 9.65%/year for customers depositing savings at the counter with a deposit balance of 1,500 billion VND or more.
PVCombank listed a deposit interest rate of 9%/year for 12 and 13 month terms for customers with a minimum deposit balance of VND 2,000 billion.
HDBank listed interest rates at the counter up to 8.1%/year for 13-month term deposits and up to 7.7%/year for 12-month term deposits. The condition for customers to receive this preferential interest rate is that the deposit balance is from 500 billion VND.
At Vikki Bank, the 13-month term bank interest rate for customers depositing savings at the counter is up to 7.5%/year, applied to customers with a deposit balance of 999 billion VND or more.
ACB also applies a special interest rate of 6%/year for customers making 13-month savings deposits at the counter with a deposit balance of VND200 billion or more.
Notably, some banks such as SeABank and Techcombank, although not announcing special interest rates, have applied a policy of giving additional interest rates to depositors.
Compared to the conditions to enjoy the special interest rates mentioned above, the conditions to receive additional interest rates from these banks for depositors are also quite easy.
Specifically, customers who deposit savings online at SeABank will receive preferential interest rates of up to 0.5%/year, applied to deposits from 100 million VND, with terms of 6, 12, and 13 months.
If eligible, the interest rate for 6-month online deposits at SeABank is 4.45%/year, and for 12-13 months is 5.2%/year.
At Techcombank, online deposit interest rates for terms of 3, 6, and 12 months will be increased by up to 1%/year when depositing from 100 million VND.
Just meet the conditions of depositing 100 million VND, the 3-month term bank interest rate applied by Techcombank is up to 4.75%/year, equal to the ceiling interest rate according to the State Bank's regulations for term deposit interest rates under 6 months.
Meanwhile, bank interest rates for 6-month and 12-month terms are 5.65%/year and 5.85%/year, respectively.
However, Techcombank said it only applies from July 11-19, 2025.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 15, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.8 | 4.1 | 5.25 | 5.35 | 5.5 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.1 | 5.6 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 5.3 | 5.6 | 5.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.45 | 3.75 | 4.65 | 4.65 | 4.85 | 4.85 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.35 | 4.55 | 5.6 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 5.95 | 6 |
| VPBANK | 3.7 | 3.8 | 4.7 | 4.7 | 5.2 | 5.2 |
Source: https://baolamdong.vn/lai-suat-ngan-hang-hom-nay-15-7-2025-gui-tu-100-trieu-da-duoc-tang-them-lai-suat-382349.html
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