Bank interest rates today June 2, 2025: Three banks with the highest deposit interest rates

According to statistics, there are currently only 3 banks publicly listing the highest deposit interest rates, from 6% to 6.2%/year, including Bac A Bank , HDBank and Vikki Bank. These interest rates are all applied by banks for long terms.

At Bac A Bank, the interest rate of 6%/year is applied by the bank for term deposits from 18-36 months with deposit accounts under 1 billion VND.

The highest interest rate of 6.2%/year is also listed by Bac A Bank, but is only for deposit accounts from 1 billion VND or more, with a term of 18-36 months.

Meanwhile, the bank interest rate of 6%/year is also listed by Bac A Bank for 13-15 month term deposits if the customer's deposit balance is from 1 billion VND.

The 12-month term bank interest rate for deposits from 1 billion VND at Bac A Bank is also approaching the 6%/year mark, specifically 5.9%/year.

At HDBank , the online savings interest rate for a 15-month term is still listed at 6%/year, while the highest savings interest rate at this bank is 6.1%/year for an 18-month term.

This interest rate is quite different from the deposit interest rates of the remaining terms announced by HDBank. Accordingly, the online deposit interest rate for 24-36 months is only 5.5%/year, the interest rate for 12 and 13 months is 5.6% and 5.8%/year respectively.

Even the online deposit interest rate for 7-11 months announced by HDBank is only 4.7%/year and the deposit interest rate for less than 6 months is both below 4%/year.

The remaining bank that is officially listing interest rates at 6%/year is Vikki Bank, a bank in the HDBank ecosystem.

Currently, Vikki Bank lists the savings interest rate for terms from 13 months at 6%/year. Meanwhile, the online savings interest rates for the remaining terms at this bank include: 1-month term is 4.15%/year, 2-month term is 4.2%/year, 3-month term is 4.35%/year, 6-month term is 5.65%/year and 12-month term is 5.95%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JUNE 2, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.9	4.2	5.35	5.45	5.7	6
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.1	5.6
GPBANK	3.75	3.85	5.55	5.65	5.85	5.85
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2