In the context of the mobilization interest rate continuing to remain low, some commercial banks still maintain super high interest rates from 7.5% - 9.65%/year, however, customers need to meet special requirements on the deposit amount.
In addition, 8 banks are applying the interest rate of 6%/year for long terms. Of which, 3 banks require a minimum deposit of 300 billion VND or more to enjoy the special interest rate and 5 other banks list the interest rate of 6% for long terms without special conditions.
Super high interest rate from 7.5%-9.65%
ABBank is currently leading the market with a record interest rate of 9.65%/year for 13-month term deposits. The condition to apply this interest rate is that customers must open a new or renew a deposit of VND 1,500 billion or more.
PVcomBank applies an interest rate of 9%/year for a term of 12-13 months, however, it requires customers to maintain a minimum balance of VND2,000 billion and deposit money at the transaction counter.
HDBank is not far behind when applying interest rates of 8.1%/year for 13-month terms and 7.7%/year for 12-month terms for deposits of VND500 billion or more.
Vikki Bank lists an interest rate of 7.5%/year for terms of 13 months or more with a minimum deposit requirement of VND 999 billion.
Interest from 6% with minimum balance condition
LPBank currently offers flexible interest rates for deposits of VND300 billion or more, with an interest rate of 6.5%/year when receiving interest at the end of the term and 6.3%/year when receiving interest monthly.
ACB applies a rate of 6%/year for a 13-month term for balances of VND 200 billion or more.
IVB offers an interest rate of 6.15%/year for a 36-month term but requires a minimum balance of up to VND1,500 billion.
Interest from 6% without conditions
Cake by VPBank applies an interest rate of 6%/year for terms of 12-18 months and 24-36 months.
HDBank applies an interest rate of 6% for an 18-month term.
BVBank also pays 6.1%/year for 60-month term and 6.0%/year for 48-month term.
VietABank maintains a single rate of 6.0%/year for a 36-month term;
Bac A Bank applies an interest rate of 6% for terms from 18-36 months./.
Source: https://baolangson.vn/lai-suat-ngan-hang-ngay-28-5-diem-danh-nhung-ngan-hang-co-muc-lai-suat-cao-nhat-5048469.html
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