Vietcombank's highest interest rate, deposit 150 million and receive more than 35 million

Vietcombank's highest interest rate is up to 4.7%/year. Illustration photo: Phan Anh

Full set of current Vietcombank interest rates

Savings interest rates at Vietcombank currently fluctuate around 1.6 - 4.7%.

Of which, Vietcombank listed interest rates for 24-month, 36-month, 48-month and 60-month deposits at 4.7%.

The interest rate for 12-month deposits is lower at 4.6%. Meanwhile, for 6-month and 9-month deposits, Vietcombank's interest rate is 2.9%.

Savings interest rates at Vietcombank counter on September 12, 2024. Screenshot of Vietcombank website.

Vietcombank's online savings interest rates on September 10, 2024. Screenshot of Vietcombank website.

Vietcombank interest rate chart on September 12, 2024. Chart: Khuong Duy

3-month deposit term, lower interest rate at 1.9% and 1-month, 2-month term interest rate is 1.6%.

Currently, Vietcombank's lowest non-term interest rate is 0.1%.

Comparing Vietcombank's interest rates with Big4 groups such as: Agribank , VietinBank, BIDV, it can be seen that Vietcombank's interest rates are lower in many terms.

In addition, readers can update interest rates of other banks through the table below:

Summary of current bank interest rates. Table: Ha Vy

Currently, PVcomBank's interest rate is at its highest level, up to 9.5% for a 12-month term, with conditions applied to a minimum deposit of VND 2,000 billion.

Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are that new savings books or savings books opened from January 1, 2018 automatically renew with a term of 12 months, 13 months and a deposit amount of 500 billion VND or more.

Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.

Cake by VPBank applies an interest rate of 6.1% for a 12-month term; NCB, and OceanBank apply an interest rate of 6.1% for a 24-month term. Bac A Bank applies an interest rate of 6.05% for a 24-month term.

BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for 24-month terms; SaigonBank applies an interest rate of 6% for 13, 18 and 24-month terms, and 6.1% for 36-month terms.

How to receive interest if saving 150 million VND at Vietcombank?

Formula for calculating bank deposit interest:

Interest = Deposit x interest rate (%)/12 months x deposit term.

For example, you deposit 150 million VND in Vietcombank, depending on the deposit term and interest rate, the interest you receive is as follows:

+ 3-month term: 721,500 VND.

+ 6-month term: 2,175 million VND.

+ 9-month term: 3,262 million VND.

+ 12-month term: 6.9 million VND.

+ 24-month term: 14.1 million VND.

+ 36-month term: 21.15 million VND.

+ 48-month term: 28.2 million VND.

+ 60-month term: 35.25 million VND.

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/lai-suat-vietcombank-cao-nhat-gui-150-trieu-nhan-hon-35-trieu-1391899.ldo