Moody's upgrades Agribank's rating outlook.

Moody's upgrades Agribank's rating outlook - Image 1.

Moody's upgrades Agribank's rating outlook to 'Positive'.

Moody's Ratings has just announced an adjustment to Agribank's rating outlook from "Stable" to "Positive," while maintaining its long-term deposit rating at Ba2 and its Baseline Credit Assessment (BCA) at b1.

According to Moody's Ratings, the outlook adjustment reflects a positive assessment of Vietnam's macroeconomic environment and national creditworthiness, following the upgrade of Vietnam's national rating outlook from "Stable" to "Positive" on May 4, 2026. At the same time, Moody's Ratings noted that the competitiveness of the Vietnamese economy continues to improve thanks to digital transformation, infrastructure investment, improved human resource quality, and capital market development.

For Agribank, Moody's Ratings highly regards its stable capital mobilization base with a large and diverse customer base, consistently stable asset quality, and positive operational efficiency. In addition, the organization stated that strong capital mobilization is one of the highlights of Agribank's creditworthiness.

Moody's Ratings also noted that, should Vietnam's national credit rating continue to be upgraded in the future, Agribank's rating is likely to improve accordingly thanks to strong government support for the bank.

The adjustment of the rating outlook to "Positive" further affirms Agribank's prestige, position, and financial capacity in both domestic and international markets. At the same time, this result reflects the effectiveness of its safe and sustainable development strategy, linked to its role as a leading state-owned commercial bank in investing in the "three rural sectors" (agriculture, farmers, and rural areas) and promoting socio-economic development.

As of December 31, 2025, Agribank's total assets reached nearly VND 2.7 trillion, mobilized capital exceeded VND 2.3 trillion, and outstanding loans to the economy totaled over VND 1.97 trillion. Of this, more than 64% of outstanding loans were concentrated in the agricultural and rural sectors.

In the first four months of 2026, Agribank continued to maintain stable growth in capital mobilization and credit, prioritizing capital allocation to production and business sectors, especially agriculture, rural areas, and farmers, as well as priority sectors in accordance with the policies of the Government and the State Bank of Vietnam. Alongside its business activities, Agribank continued to promote digital transformation and develop modern banking products and services. Agribank also strengthened its management and operational capabilities, risk management according to international standards, promoted green credit and inclusive finance, and implemented numerous social welfare programs nationwide. With its extensive network and large customer base, Agribank continues to play a crucial role in providing capital to the economy and contributing to sustainable socio-economic development.

Mr. Minh

Source: https://baochinhphu.vn/moodys-nang-trien-vong-xep-hang-cua-agribank-102260507115014266.htm