Retirement in old age
Mr. Tran Tuan Dat, residing in Suoi Ngo Commune, Tan Chau District, is the owner of a shop selling feng shui offerings, fruits, and fresh flowers of all kinds. After learning about the benefits of social insurance and receiving advice from the commune's social insurance collection agent, Mr. Dat realized the role of social insurance for himself when he gets old. In 2021, Mr. Dat used his savings to participate in social insurance with a monthly contribution of 3 million VND.
“I find this contribution level suitable for my monthly income. I hope that when I reach retirement age, I will receive pension, social insurance, health insurance and funeral benefits when I pass away,” Dat confided.
Mr. Nguyen Van Nuong and his wife, residing in Suoi Ngo commune, make a living by growing agricultural crops. After grasping information on the mass media, realizing the practical benefits of this policy, in 2024, both he and his wife participated in voluntary social insurance. Currently, each month, the couple pays more than 600,000 VND/person. "We are farmers, we participate in voluntary social insurance so that when we retire, we will have money to spend," said Mr. Nuong.
Understanding the rights of social insurance participants, many people who used to work in state agencies, when they retired early, continued to voluntarily pay into social insurance. Mr. Nguyen Van Ly, a resident of Suoi Ngo commune, is an example. Previously, Mr. Ly was a commune official, in July 2011, he retired early. However, he continued to participate in social insurance.
Thanks to that, for the past 15 years, this man has had a pension, enjoying his old age without having to rely on his children and grandchildren to take care of him. “Every month, I receive a pension of nearly 4 million VND, enough to spend. Every time I go for medical examination and treatment, the health insurance covers it according to regulations,” Mr. Ly said.
From his own experience, Mr. Ly advises the younger generation: "You should participate in social insurance because when you get old and can no longer work, you will have a pension to proactively spend; when you are sick or ill, there is a health insurance policy to pay the costs."
Many positive results
Ms. Nguyen Thi Thuy Linh - Deputy Head of the Department of Collection Management and Participant Development, Social Insurance Region XXIX said that in the first 5 months of 2025, the work of developing voluntary social insurance and family health insurance participants in Tay Ninh province achieved many positive results. Collection service organizations have actively coordinated with the Social Insurance agency to effectively deploy campaigns and conferences to propagate social insurance and health insurance policies, especially in the "Month of mobilizing and implementing social insurance for all people" in 2025.
Some units exceeded the target of family health insurance such as Tay Ninh Business Joint Stock Company, Thanh Vu TH Service Company Limited, Tu Tru An Sinh Company Limited , Khue Hung An Sinh Company Limited... Thereby showing outstanding efforts in developing insurance participants. Service organizations proactively sent employees to fully participate in training courses, improve their professional skills, contributing to standardizing skills in performing tasks. The large number of collection staff (517 people), along with a widely distributed network of collection points, has created favorable conditions for accessing and supporting people to participate in social insurance and health insurance.
Discussing the experience of mobilizing and propagating voluntary social insurance and family health insurance participants, Mr. Nguyen Thanh Tung - Director of An Sinh Khue Hung Company Limited said that the company registered to operate in the field of social security from July 2023. Through practical operations, the company has drawn some experiences: for new social insurance participants, collection agents must maintain regular contact; for long-term social insurance participants, insurance employees must save the owner's phone number, when the renewal time is near, through the switchboard of internet network operators, send a message to remind them that the health insurance purchase deadline is approaching.
In the work of mobilizing people to participate in insurance, we rely on the support of the elderly, prestigious people, especially those who have previously participated in local mass organizations, such as the Women's Union, Farmers' Association, Red Cross, Association of the Elderly, etc.
“Because the propaganda of these prestigious association and union officials is very important. A whisper to the people is much more effective than organizing propaganda yourself,” said Mr. Tung.
Tay Ninh Provincial Post Office is a unit that has achieved remarkable results. By the end of May 2025, the unit had increased by 348 new participants in social insurance and health insurance, an increase of 108% over the same period in 2024. Total voluntary social insurance and health insurance premiums reached 93.6 billion VND, an increase of 17% over the same period in 2024.
Ms. Tran Ai Nhi - Deputy Director of the Provincial Post Office Business Center shared that to achieve the above results, Tay Ninh Post Office has implemented solutions such as strengthening communication in the community by organizing seminars and dialogues on social insurance and health insurance policies in small groups at enterprises, private individuals, and family businesses; developing a plan to develop permanent participants every Friday; distributing leaflets in residential areas, markets, and mobilizing each household.
The provincial post office also takes advantage of social networks and digital platforms to propagate with concise content and impressive posters to post information on platforms such as Zalo, Facebook, TikTok, etc. Connect and mobilize hamlet chiefs, party cell secretaries, village chiefs, and religious dignitaries to participate in propaganda and set an example for registering for voluntary social insurance and health insurance; train, guide skills, and accompany collection agents to improve communication skills, consultation, and handling of real-life situations for collaborators.
In addition, the unit organizes to commend and reward collectives and individuals who do well in developing insurance participants, such as monthly rewards for district, town and city post offices; rewards collectives that have excellently completed their tasks when the amount of money collected increases compared to the previous month; rewards units that have excellently completed the goals assigned by the Provincial Post Office.
Regarding the direction and tasks for the last months of 2025, Mr. Vo Van Thao - Deputy Director of Social Insurance Region XXIX said that, based on the achieved results, Social Insurance will continue to coordinate with service organizations to actively promote and mobilize people to participate in voluntary social insurance and family health insurance to achieve the assigned targets in 2025; strengthen coordination between Social Insurance agencies, service organizations and Commune People's Committees to mobilize and develop the number of people participating in insurance. In particular, focusing on communes that have met the standards of new rural areas, advanced new rural areas, and model new rural areas that do not maintain the health insurance coverage rate or have a low health insurance coverage rate.
The unit also coordinates with the collection service organization systems to propose measures to remove difficulties in performing tasks; review those who have participated in voluntary social insurance and health insurance but have expired, are no longer participating and potential subjects.
Ocean
Source: https://baotayninh.vn/no-luc-phat-trien-nguoi-tham-gia-bao-hiem-nang-cao-hieu-qua-chinh-sach-a191865.html
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