PGBank approves plan to pay a 7.5% dividend in shares.

DNVN - On April 21st, PGBank successfully held its 2026 Annual General Meeting of Shareholders, approving important reports, proposals, and operational directions for 2026 with a high consensus rate; and approving the profit distribution plan for 2025 with a dividend rate of 7.5% in shares.

According to the report presented at the General Meeting, in 2025, despite the challenging economic environment, PGBank will maintain its growth momentum and ensure operational safety indicators.

Specifically, total assets reached VND 88,840 billion, an increase of 21.7% compared to 2024; total deposits reached VND 81,117 billion, an increase of 21.6%; and outstanding loans reached VND 47,165 billion, an increase of 13.6%. Pre-tax profit reached VND 727 billion, an increase of nearly 71% compared to 2024. Efficiency and safety indicators continued to be well controlled, with return on equity (ROE) reaching 9.93% and capital adequacy ratio (CAR) reaching 10.6%.

Ms. Cao Thi Thuy Nga, Chairwoman of the Board of Directors of PGBank, delivered a speech at the general meeting.

In addition to its business results, the bank continues to implement restructuring solutions, enhance governance capabilities, and accelerate digital transformation. During the year, PGBank completed the upgrade of its core banking system and increased its charter capital to VND 6,816 billion (recorded at the beginning of 2026), contributing to strengthening its financial foundation and competitiveness.

Entering 2026, PGBank continues to focus on enhancing its financial capacity, achieving safe, efficient, and sustainable growth, with a focus on digital transformation, improving risk management capabilities, optimizing operations, and developing its customer base.

The General Meeting approved the 2026 business plan with key targets: total assets increasing by 32.2% to VND 117,419 billion, credit outstanding increasing by approximately 30% or according to the limit granted by the State Bank of Vietnam, and capital mobilization increasing by approximately 25%. Notably, the bank aims for pre-tax profit of VND 1,438 billion, double that of 2025, while also striving to improve profitability with a return on equity (ROE) of 12% or higher, controlling the non-performing loan ratio below 2.5%, and continuing to improve financial capacity.

Speaking at the General Meeting, Mr. Nguyen Van Huong – General Director and Member of the Board of Directors of PGBank – stated: “In 2026, PGBank will focus on promoting growth while controlling risks, and simultaneously accelerating digital transformation to enhance customer experience and optimize operations. The bank prioritizes selective growth, aiming for efficiency and long-term sustainability.”

The General Meeting also approved important matters related to finance and shareholders, including the profit distribution plan for 2025 with a dividend rate of 7.5% in shares; and the policy of continuing to promote research and development of investment activities, including capital contributions and share purchases in organizations to enhance customer experience, increase revenue, expand the ecosystem, and increase competitiveness, while complying with legal regulations and ensuring efficient use of capital.

The 2026 Annual General Meeting of Shareholders recorded a high level of shareholder consensus on the bank's development direction for the coming period. PGBank aims to be a retail bank based on digital transformation. By 2030, PGBank aims to be among the top 10 private joint-stock banks in Vietnam with the highest growth in total operating income (TOI) based on a sustainable development model and corporate culture, a transparent governance framework, and a professional, honest, and enthusiastic workforce.

Phoenix

Source: https://doanhnghiepvn.vn/kinh-te/chung-khoan/pgbank-thong-qua-phuong-an-chi-co-tuc-7-5-bang-co-phieu/20260422112645575