Specifically, at any payment point with SmartPay's SmartQR, customers just need to open the ZaloPay e-Wallet application or access ZaloPay right in Zalo, select the "Scan Code" icon and point the camera at the SmartQR code. In just a few seconds, users can pay quickly, accurately, and have the opportunity to receive additional incentives.
ZaloPay is currently an e-wallet and online payment system trusted by many corporate and individual customers thanks to its integration with Vietnam's leading messaging platform Zalo. In addition, ZaloPay is cooperating with many large partners such as Grab, TikTok, Lazada, Shopify... to expand services and enhance user experience. SmartPay is a leading financial solution provider for small, medium and micro enterprises in Vietnam.
SmartPay and ZaloPay cooperate
Mr. Marek Forysiak - Chairman of SmartPay shared: "The cooperation agreement with ZaloPay is an important step to promote cashless payments in Vietnam of SmartPay. By using SmartQR, merchants can receive payments from ZaloPay e-wallet users and more than 50 other banking applications. From there, it is easy to meet customer needs, improve competitiveness to be ready to grow revenue significantly in the context of digital transformation becoming an inevitable trend today".
On ZaloPay's side, Ms. Le Lan Chi - General Director said: "The cooperation between the two sides will help promote more cashless payments at offline payment points for Vietnamese merchants; the ultimate goal is to help users with little access to technology access the most advanced and convenient payment method. ZaloPay users can also comfortably use the national e-wallet to pay anywhere in Vietnam, aiming to go out without having to carry a wallet or cash. This is the destination that ZaloPay as well as businesses in the fintech industry are pursuing".
According to data from the State Bank, in the first 5 months of 2023, the number of transactions using QR codes increased by more than 160% compared to the same period in 2022, accounting for the highest rate of 55% of current digital payment transactions. This is also a method favored by many sellers because it is cheap and easy to set up.
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