'Finance for Everyone' - How to Take Control of Your Money

Author Paco de Leon suggests a method to solve money problems, in the book "Finance for Everyone".

Paco de Leon is an illustrator, musician and founder of The Hell Yeah Group - a financial company dedicated to supporting artists and creative individuals with personal and business finance.

In the eight years he ran the company, he spoke to thousands of people about financial services, from business consulting, accounting, financial planning to wealth management. Paco's articles and videos have been featured in The New York Times , Time magazine, TED , NPR , Bloomberg , Vice , PBS .

Cover of Finance for Everyone. The book is 456 pages thick, published by Dan Tri Publishing House in early February. Photo: First News — Cover of "Finance for Everyone". The 456-page book was published by Dan Tri Publishing House in early February. Photo: *Provided by the Publishing House*

According to Paco, the common point of customers is that they all have a negative attitude towards money. Some of them find saving very difficult, have credit card debt, have headaches when dealing with loans and cannot understand the importance of investing. Understanding the anxiety of many people, the author wrote the book Finance for Everyone , to encourage readers to have a different view of money, and at the same time guide to solve problems such as saving, credit, insurance, and investing.

In each chapter, Paco goes into basic financial concepts and theories. At the end of each chapter, readers have the opportunity to apply the lessons through exercises.

The wealth pyramid model in the book Finance for Everyone. Photo: First News — The wealth pyramid model in the book "Finance for Everyone". Photo: *First News*

According to the author, we do not need to have strength to become powerful and free, but we must always be ready to be open. "Sometimes you even have to be ready to remove existing beliefs, because these beliefs may be preventing you from seeing things differently," Paco writes.

The book does not offer advice on budgeting, but instead focuses on reshaping one’s relationship with money, thereby making financial decisions that align with one’s goals. Based on his experience and knowledge after many years of working as a financial planner, the author suggests ways to manage the wealth system. Paco looks at money not only through the lens of economics but also through everyday stories and human history.

A big plus of the book is that the author breaks down complex concepts such as compound interest, dividends, investing, and credit scores into simple, visual, and humorous explanations through illustrations, from cocktails, gardens, to bowling games. From there, readers - whether they have financial knowledge or are just approaching this field - can still understand.

The book also proposes a multi-perspective approach to money, from sociology, psychology to economics. From there, readers can think about how to remove the burden of loans, get out of debt and move towards financial independence.

Author Paco de Leon. Photo: J Pablo — Author Paco de Leon. Photo: *J Pablo*

After its release in February 2022, Paco De Leon's book was listed as one of Fortune 's must-read books of 2022 and a top 15 bestseller in the Education Funding category on Amazon . Ann Friedman, author of Big Friendship (2020), commented: "Reading Finance for Everyone is like sitting down to chat with a friend who knows a lot about money."

Booklist reviews: "The author provides essential tools for reframing readers' finances. The book provides an easy-to-understand roadmap for those confused about how to manage money." Publishers Weekly comments: "Illustrations make Paco's instructions vivid and easy to understand."

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