Full set of latest BIDV interest rates

Illustration: Tra My

Update BIDV deposit interest rates

According to Lao Dong reporter on March 4, 2024, BIDV listed deposit interest rates around 1.9 - 5%/year.

Accordingly, the non-term interest rate listed by this bank is at 0.1%/year; 1-2 months at 1.9%/year; 3-5 months at 2.2%/year; 6 and 9 months at 3.2%/year; 12-18 months at 4.8%/year; 24-36 months at 5%/year.

The highest interest rate at BIDV is at 5%/year.

Interest rate table for individual customers at BIDV. Screenshot of BIDV website on March 4, 2024.

BIDV interest rate update. Chart: Khuong Duy

Compared to banks in the Big4 group, BIDV is the bank with the highest interest rate.

Interest rate chart of some terms at Vietcombank, Agribank , VietinBank and BIDV. Data recorded on March 4, 2024. Unit: %/year. Chart: Khuong Duy

Deposit 300 million VND at BIDV, how to receive interest?

To quickly calculate bank interest, you can apply the interest calculation formula:

Interest = Deposit x interest rate/12 months x actual number of months of deposit.

For example, if you save 300 million VND at BIDV for a 1-month term, with an interest rate of 1.9%, the interest received is as follows: 300 million VND x 1.9%/12 x 1 month = 475,000 VND.

With the same amount of money and bank above, if you save for 12 months with an interest rate of 4.8%/year, the amount you can receive will be: 300 million VND x 4.8%/12 x 12 months = 14.4 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

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Source: https://laodong.vn/tien-te-dau-tu/tron-bo-lai-suat-bidv-moi-nhat-1310830.ldo